Under 3% Balance Transfer Credit Cards

Balance transfer your credit card balance with under 3% interest.

	Purchase % p.a.	Annual Fee	Balance Transfer
StGeorge Vertigo MasterCard The low rate credit card for those who love to shop	12.49%	$55.00	2.99% for 6 mths
ANZ Frequent Flyer (Standard/Gold/Platinum) Enjoy convenience. Earn 1 point per $2 spent on purchases using your ANZ Frequent Flyer Visa card	19.49%	$95.00	2.90% for 12 mths
Citibank Silver Credit Card 2.9% for 12 months on balance transfers	20.74%	$89.00	2.90% for 12 mths
IMB Gold Rewards Mastercard Superior Rewards Program at no additional cost	19.24%	$99.00	2.90% for 9 mths
CUA Gold Rewards Mastercard Earn 1 Reward Point for every $1 spent on your card	19.24%	$85.00	2.90% for 9 mths

A balance transfer is a feature of a new credit card which applies to the beginning period of its life. During the balance transfer period a lower interest rate is applied to debt, often for 6 months or more. You should use this time to catch up on your credit card debt by paying more than the minimum repayments.

These credit cards come with less than 3% interest charged to your transferred balances, imaging the money you will save if you take an offer like this and use the time to meet all repayments. Remember you can transfer more than one credit card onto a new credit card using its balance transfer option.

3 steps to freeing yourself of credit card debt

Apply for a new Credit Card
Use the balance transfer interest free period
Catch up on all repayments in this time.

More Details Credit Cards with under 3% Balance Transfers

StGeorge Vertigo MasterCard

The low rate credit card for those who love to shop
2.99% p.a. on balance transfers for up to 6 months**.
A low ongoing variable interest rate on purchases - currently 12.49% p.a.
Instant discounts and added extras with St.George Instant Benefits

Purchase Rate	Cash Rate	Interest Free	Annual Fee	Balance Transfer
12.49%	21.24%	55 days	$55.00	2.99% for 6 months

ANZ Frequent Flyer (Standard/Gold/Platinum)

Earn 1 point per $2 spent on purchases
Up to 44 days interest free credit on purchases
Total Annual Fee of $95 for new applicants
Interest rate of 19.49% p.a. on purchases and 20.74% p.a. on cash advances
Use your ANZ Frequent Flyer cards at any of ANZ's Bonus Partners with the ability to earn Bonus Points

Purchase Rate	Cash Rate	Interest Free	Annual Fee	Balance Transfer
19.49%	20.74%	44 days	$95.00	2.90% for 12 months

Citibank Silver Credit Card

2.9% for 12 months on balance transfers.
Up to 55 days interest-free on purchases.
Generous credit limits of up to $7,500.
Low annual fees for primary and additional cardholders.
Free Rewards program with points that never expire.
Free purchase cover insurance for lost, stolen or damaged goods.
Extra security with a photo card, digital signature and Fraudshield protection.

Purchase Rate	Cash Rate	Interest Free	Annual Fee	Balance Transfer
20.74%	21.24%	55 days	$89.00	2.90% for 12 months

IMB Gold Rewards Mastercard

Transfer your balances from other credit cards to your IMB MasterCard with Card Services Rewards and save with a special low interest rate of 2.9% p.a. for 9 months on balance transfers.

Earn 1 Reward Point for every $1 spent on your card
Superior Rewards Program at no additional cost
Generous Credit Limits
Low Annual Fee
Complimentary International Travel Insurance on Gold
Complimentary Purchase Cover

Purchase Rate	Cash Rate	Interest Free	Annual Fee	Balance Transfer
19.24%	19.99%	-	$99.00	2.90% for 9 months

CUA Gold Rewards Mastercard

Transfer your balances from other credit cards and save with a special low interest rate of 2.9% p.a. for 9 months on balance transfers*.

Earn 1 Reward Point for every $1 spent on your card
Superior Rewards Program at no additional cost
Generous Credit Limits
Low Annual Fee
Complimentary International Travel Insurance on Gold
Complimentary Purchase Cover.

Purchase Rate	Cash Rate	Interest Free	Annual Fee	Balance Transfer
19.24%	19.99%	-	$85.00	2.90% for 9 months

BOQ Gold and Platinum Cards

BOQ is offering a great rewards program through there premium Gold and Platinum credit cards. You can enjoy quality rewards through the BOQ Q Rewards. Q Rewards is a range of benefits including travel options and shopping vouchers. Rewards are accumulated by simply spending money throught BOQ Gold and Platinum credit cards. BOQ Gold Credit [...]

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