Secured Credit Cards - Secure your Credit Card

Secured credit cards for Australians. If you don't have a credit card history or have a bad credit history then a secured credit card can help you gain approval. You offer the credit card lender collateral against the money you loan through a credit card, this gives the lender extra security in approving you a credit card because the credit risk is reduced against you.


Apply for a Secured Credit Card.

Citibank Clear Platinum Card

Waiting for rewards, be rewarded instantly.
The Citibank Clear Platinum Card gives you great rewards right from day one with no need to wait around for loyalty points that just don't add up.

  • A low 11.49% on purchases
  • Discounts with Citibank World Privileges
  • Exclusive access with Visa Platinum Concierge
Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer
11.49% 20.99% 55 days $99.00 0.99% for 6 months
Aussie MasterCard
  • A low interest rate of 2.99% p.a. on balance transfers for first 6 months¹.
  • 2.99%p.a. on purchases for the first 6 months²
  • Reverts to a low ongoing rate, currently 11.99%p.a. on purchases³
  • Up to 55 days interest free credit on purchases
  • A 60-second response to your application
  • Shop safely online at participating merchants with MasterCard Securecode™
Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer
11.99% 18.49% 55 days $49.00 2.99% for 6 months
StGeorge Vertigo MasterCard

Want to get smarter with your money? Then the St.George Vertigo MasterCard is the perfect accessory. It can help you buy the things you need and still stay in control of your credit card balance.

  • Low variable rate on purchases - just 11.99%p.a.
  • 2.99%p.a. on any balance transfer for up to 6 months
  • Low annual fee of $55.
  • Up to 55 days interest free on purchases.

 

Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer
11.99% 20.74% 55 days $55.00 2.99% for 6 months
St.George Platinum Credit Card
  • Low Platinum 15.24% p.a. purchase rate*
  • Low $89 Platinum annual fee
  • 3.99% p.a balance transfer rate for up to 6 months***
  • Up to 55 interest free days on purchases*
  • A full range of complimentary insurances** 
  • Personal Concierge Service available 24/7
  • Discounts and extras with St.George Instant Benefits

Exclusive Platinum card programs offered by Visa and MasterCard

Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer
15.24% 20.74% 55 days $89.00 3.99% for 6 months
Citibank Clear Card

At last a credit card that gives you a low interest rate of 15.49%p.a. on purchases.* Apply now and you’ll also receive 2.9%p.a. for 6 months on Balance TransfersØ. With Citibank Clear Card, the choice has never been clearer.

  • 15.49%p.a. ongoing on purchases*
  • 2.9% for 6 months on Balance Transfers
  • Access your account anywhere, anytime via Internet and phone banking
  • Up to 55 days interest free on retail purchases
Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer
15.49% 20.99% 55 days $65.00 2.90% for 6 months
HSBC Low Rate Credit Card
  • 2.99% p.a.balance transfers for the first 6 months
  • $0 annual fee in the first year**
  • Up to 55 days interest-free on purchases^
  • Privilege Program with Instant Rewards
  • Online access to your account
  • Worldwide acceptance at over 24 million Visa merchants
Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer
16.99% 19.99% 55 days $39.00 2.99% for 6 months


You could also apply to gain a higher credit limit when you use collateral too secure a credit card. The values of the secured asset should be greater than the intended credit card limit.

Secured credit cards are designed to help you get a credit card when you need to build up a credit history. When you apply for a credit card, there will be sections of the application process where you enter the security details for the secured loan.

March Card Promotions
Woolworths Everyday Money Credit Card
18.74%
Enjoy a great rewards program that gives you real value rewards, simply by using the credit card on your everyday shopping.  
Citibank Clear Platinum Card
11.49%
Apply now and get 0.99% on balance transfer for 6 months.  
Aussie MasterCard
11.99%
2.99% p.a. on purchases for the 1st 6 months!  
ANZ First Visa Card
18.49%
enjoy $0 Annual Account Fee for the first 12 months  

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Aussie MasterCard
11.99%
2.99% p.a. on purchases for the 1st 6 months!  


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