Secured Credit Cards - Secure your Credit Card
Secured credit cards for Australians. If you don't have a credit card history or have a bad credit history then a secured credit card can help you gain approval. You offer the credit card lender collateral against the money you loan through a credit card, this gives the lender extra security in approving you a credit card because the credit risk is reduced against you.
Apply for a Secured Credit Card.
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Bankwest Lite MasterCard
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- 10.75% on purchases.
- A low $59 annual fee.
- Up to 3 additional cardholders - free!
- Access to RewardMe instant rewards and discounts
- Plus lots more....
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Purchase Rate
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Cash Rate
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Interest Free
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Annual Fee
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Balance Transfer
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10.75% |
21.74% |
55 days |
$59.00 |
1.99% for 9 months
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Citibank Clear Platinum Card
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| Waiting for rewards, be rewarded instantly.
The Citibank Clear Platinum Card gives you great rewards right from day one with no need to wait around for loyalty points that just don't add up.
- A low 11.49% on purchases
- Discounts with Citibank World Privileges
- Exclusive access with Visa Platinum Concierge
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Purchase Rate
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Cash Rate
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Interest Free
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Annual Fee
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Balance Transfer
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11.49% |
21.24% |
55 days |
$99.00 |
0.00% for 6 months
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Citibank Clear Card
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| At last a credit card that gives you a low interest rate of 11.99% for first 12 months.* Apply now and you’ll also receive 0%p.a. for 6 months on Balance TransfersØ. With Citibank Clear Card, the choice has never been clearer.
- 11.99% for first 12 months*
- 0% for 6 months on Balance Transfers
- Access your account anywhere, anytime via Internet and phone banking
- Up to 55 days interest free on retail purchases
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Purchase Rate
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Cash Rate
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Interest Free
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Annual Fee
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Balance Transfer
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11.99% |
21.24% |
55 days |
$65.00 |
0.00% for 6 months
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Suncorp Standard Card
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| Low rate of 12.24% p.a. on retail purchases and low annual fees, with no interest free days.
- Low balance transfer rate of 2.9% p.a. for 12 months
- Generous credit limit of up to $20,000
- Low annual fee of $39 for primary cardholder and $15 for additional cardholders
- Privileges and special offers
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Purchase Rate
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Cash Rate
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Interest Free
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Annual Fee
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Balance Transfer
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12.24% |
17.99% |
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$39.00 |
2.90% for 12 months
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StGeorge Vertigo MasterCard
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- The low rate credit card for those who love to shop
- 2.99% p.a. on balance transfers for up to 6 months**.
- A low ongoing variable interest rate on purchases - currently 12.49% p.a.
- Instant discounts and added extras with St.George Instant Benefits
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Purchase Rate
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Cash Rate
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Interest Free
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Annual Fee
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Balance Transfer
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12.49% |
21.24% |
55 days |
$55.00 |
2.99% for 6 months
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St.George Platinum Credit Card
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- Low Platinum 15.74% p.a. purchase rate*
- Low $89 Platinum annual fee
- 3.99% p.a balance transfer rate for up to 6 months***
- Up to 55 interest free days on purchases*
- A full range of complimentary insurances**
- Personal Concierge Service available 24/7
- Discounts and extras with St.George Instant Benefits
Exclusive Platinum card programs offered by Visa and MasterCard |
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Purchase Rate
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Cash Rate
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Interest Free
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Annual Fee
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Balance Transfer
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15.74% |
21.24% |
55 days |
$89.00 |
3.99% for 6 months
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You could also apply to gain a higher credit limit when you use collateral too secure a credit card. The values of the secured asset should be greater than the intended credit card limit.
Secured credit cards are designed to help you get a credit card when you need to build up a credit history. When you apply for a credit card, there will be sections of the application process where you enter the security details for the secured loan.
