Reward Credit Cards

A rewards card is simply a credit card that offers consumers rewards for usage. These rewards can range from free airfare mileage to free hotel stays. Although the word “free” tends to resonate quite well with consumers, it doesn’t always justify enrolling for another rewards card or upping the usage of an existing one. You may be paying additional money for you free trip and whatnot by using your rewards card than if you were to pay for the trip upfront.

Find a great Rewards credit card!

Commonwealth Bank Gold Card
  • Interest rate 18.99% p.a. on purchases
  • Balance transfer rate 4.99% p.a. for 9 months
  • Interest-free period up to 55 days
  • Annual fee $114
  • Use your rewards for travel, hotels, shopping vouchers
  • Travel easy with Travel Plus, our exclusive booking service
Purchase Rate Interest Free Annual Fee Balance Transfer
18.99% 55 days $114.00 4.99% for 9 months

Commonwealth Bank Platinum Card
  • Interest rate 18.99% p.a. on purchases
  • Balance transfer rate 4.99% p.a. for 9months
  • Interest-free period Up to 55 days
  • Annual fee $200
  • Your Platinum Connection concierge service is your personal assistant, 24/7
  • Reward yourself with exceptional Platinum Awards
  • Travel easy with Travel Plus, our exclusive booking service
Purchase Rate Interest Free Annual Fee Balance Transfer
18.99% 55 days $200.00 4.99% for 9 months

Commonwealth Bank Awards Card
  • Interest rate 18.99% p.a. on purchases
  • Balance transfer rate 4.99% p.a. for 9 months
  • Up to 55 days interest free
  • $59 annual fee
  • Travel easy with Travel Plus, our exclusive booking service
  • Use your rewards for travel, hotels, shopping
Purchase Rate Interest Free Annual Fee Balance Transfer
18.99% 55 days $59.00 4.99% for 9 months

BP-Citibank MasterCard

A credit card that gives you automatic savings on everything you buy anywhere. With the BP-Citibank MasterCard the money you save is simply credited to your account.

  • Save at BP - 5% off your petrol and everything else you buy at BP.
  • 2.9%p.a. on balance transfers for 12 months.
  • Save everywhere else -0.5% off everything else you buy anywhere.
Purchase Rate Interest Free Annual Fee Balance Transfer
19.89% 55 days $79.00 2.90% for 12 months

Citibank Clear Platinum Credit Card

Waiting for rewards, be rewarded instantly.
The Citibank Clear Platinum Card gives you great rewards right from day one with no need to wait around for loyalty points that just don't add up.

  • A low 10.99% on purchases
  • Low annual fee of just $85
  • Discounts with Citibank World Privileges
  • Exclusive access with Visa Platinum Concierge
Purchase Rate Interest Free Annual Fee Balance Transfer
10.99% 55 days $85.00 0.00% for 6 months

Citibank Gold
  • Free International Travel Insurance
  • Automatic FREE access to a superior Rewards Program
  • Access to Citibank World Privileges
  • Generous credit limit up to $25,000.
  • Up to 55 Days Interest-free on retail purchases.
  • FRAUD SHIELD


Purchase Rate Interest Free Annual Fee Balance Transfer
19.99% 55 days $119.00 2.90% for 12 months

St.George Platinum Credit Card
  • Low Platinum 14.25% p.a. purchase rate*
  • Low $89 Platinum annual fee
  • 3.99% p.a balance transfer rate for up to 6 months***
  • Up to 55 interest free days on purchases*
  • A full range of complimentary insurances** 
  • Personal Concierge Service available 24/7
  • Discounts and extras with St.George Instant Benefits

Exclusive Platinum card programs offered by Visa and MasterCard

Purchase Rate Interest Free Annual Fee Balance Transfer
14.25% 55 days $89.00 3.99% for 6 months

ANZ Balance Visa
  •     Earn 1 Reward Point3 for every $1 you repay to your balance
  •     Reward Points3 redeemable for Cash Back, Shopping Vouchers and Gift Cards
  •     Competitive interest rate on purchases of 12.99% p.a.
  •     For a limited time, save with 0% p.a. on balance transfers for the first 6 months2
  •     ANZ FalconTM
  •     Online Shopping guarantee

 

Purchase Rate Interest Free Annual Fee Balance Transfer
12.74% 55 days $79.00 0.00% for 6 months

ANZ Rewards Visa
  •     To earn everyday Reward Points1 from everyday purchases
  •     Earn unlimited Bonus Reward Points1 at Bonus Partners Australia wide
  •     Choose from a wide range of everyday Rewards:
    •     Shopping Vouchers & Gift Cards
    •     Merchandise & Gifts
    •     Frequent Flyer Points, Travel & Accommodation
    •     Entertainment
  •     To book flights online with ANZ Holiday Rewards®
  •     To have 24/7 FalconTM around the clock monitoring
  •     90 days Purchase Security Insurance2 
Purchase Rate Interest Free Annual Fee Balance Transfer
17.99% 44 days $48.00 -

ANZ Gold
  • Annual Account Fee of $87
  • Flexibility to add up to 9 additional cards at no extra cost
  • Overseas Travel and Medical Insurance^
  • 90 day Purchase Security Insurance*
  • Extended Warranty*
  • ANZ FalconTM
  • Online Shopping guarantee
Purchase Rate Interest Free Annual Fee Balance Transfer
17.49% 55 days $87.00 7.99% for 6 months

AMEX Blue Sky Credit Card
With Blue Sky from American Express you get a built in rewards program that offers you unlimited travel choices, 365 days a year. Just spin the globe, plan your course and use Blue Sky points to get you there
  • $1 spent = 1 Blue Sky point
  • No points capping or expiry
  • No seat restrictions
  • Complimentary travel insurance
  • Refund and Purchase Protection
Purchase Rate Interest Free Annual Fee Balance Transfer
19.99% 55 days $0.00 -

AMEX Platinum Credit Card
  • Supplementary Cards at no additional cost
  • Interest rate of 19.99% p.a.
  • Platinum Priority Service 24/7
  • Enjoy exceptional Card benefits for an annual Card fee of $395 p.a.
  • Credit limit of up to $100, 000
Purchase Rate Interest Free Annual Fee Balance Transfer
19.99% 55 days $395.00 -

AMEX Qantas Premium Credit Card
  • Earn 2.25 point for every dollar spent.
  • Automatic transfer of points to Qantas Frequent Flyer account every month
  • Annual Card fee of $249 p.a.
  • Interest rate of 20.49%p.a.
Purchase Rate Interest Free Annual Fee Balance Transfer
20.49% 44 days $249.00 -

AMEX Business Accelerator
  • Membership Rewards program
  • You can redeem your points for flights³ with no blackout dates or restrictions
  • Your Membership Rewards points can pay off the balance of the Card4.
  • The Business Savings™ business discounts.
  • The Annual  Fee is tax deductible if the Card is used solely for business7.
  • The Card’s interest rate is 18.99% p.a.
Purchase Rate Interest Free Annual Fee Balance Transfer
18.99% 55 days $160.00 -

AMEX Platinum MoneyBack Credit Card

Influence. Status. Privilege. Nothing impresses quite like Platinum. The American Express Platinum MoneyBack Card opens a world of luxury and service.

And you'll earn 5% of your MoneyBack for the first 3 months (capped at $300 for the first $6,000 you spend). Then 1% with no limit to your MoneyBack. It could add up to anything from a lava lamp to oysters at the Ritz. Whatever you want that day.

Purchase Rate Interest Free Annual Fee Balance Transfer
20.49% 44 days $99.00 -

Woolworths Everyday Money Credit Card
  • Enjoy a great rewards program that gives you real value
  • No annual fee in the first year
  • Up to 3 points per $1 spent on purchases
  • Earn a shopping card every 4 months
Purchase Rate Interest Free Annual Fee Balance Transfer
17.99% 55 days $49.00 5.99% for 6 months

Compare Rewards Credit Cards

  Card   Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer  
Commonwealth Bank Gold Card 18.99% 19.99% 55$114.004.99% for 9 months
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Commonwealth Bank Platinum Card 18.99% 19.99% 55$200.004.99% for 9 months
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Commonwealth Bank Awards Card 18.99% 19.99% 55$59.004.99% for 9 months
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BP-Citibank MasterCard 19.89% 19.89% 55$79.002.90% for 12 months
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Citibank Clear Platinum Credit Card 10.99% 20.74% 55$85.000% for 6 months
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Citibank Gold 19.99% 20.74% 55$119.002.90% for 12 months
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St.George Platinum Credit Card 14.25% 19.99% 55$89.003.99% for 6 months
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ANZ Balance Visa 12.74% 19.99% 55$79.000% for 6 months
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ANZ Rewards Visa 17.99% 19.24% 44$48.00-
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ANZ Gold 17.49% 19.24% 55$87.007.99% for 6 months
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AMEX Blue Sky Credit Card 19.99% 19.99% 55$0.00-
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AMEX Platinum Credit Card 19.99% 19.99% 55$395.00-
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AMEX Qantas Premium Credit Card 20.49% 20.49% 44$249.00-
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AMEX Business Accelerator 18.99% 18.99% 55$160.00-
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AMEX Platinum MoneyBack Credit Card 20.49% 20.49% 44$99.00-
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Woolworths Everyday Money Credit Card 17.99% 20.99% 55$49.005.99% for 6 months
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Low Annual Fee Credit Card Information