ANZ Balance Card

• 13.99% p.a. interest rate on purchases
• 1 Reward Point for every $1 you repay to your balance
• Choose how you would like to be rewarded - Cashback, Shopping Vouchers or Gift Cards
• Choose how often you would like to be rewarded - every 3, 6 or 12 months
• $57 Annual Account Fee + $22 Rewards Program Fee (per card)
• $10 additional card holder fee
• 20.99% p.a. interest rate on cash advances
• Up to 55 days interest free
• Up to $15,000 credit limit

St.George Gold Low Rate Credit Card

• Higher credit limits – starting from $5,000
• A low Gold card rate of 14.25% p.a for purchases
• Up to 55 interest free days on purchases*
• $79 annual fee
• Complimentary Shopping and Travel Insurances** including:
  • Overseas Travel
  • Transit Accident
  • Extended Warranty
  • Purchase Cover
• Up to 3 free additional cards for your friends or family, with all transactions on one statement
• Linked access to your other St.George accounts for the ease of one card banking
• Instant discounts and added extras with St.George Instant Benefits

St.George Platinum Credit Card

• Low Platinum 14.25% p.a. purchase rate*
• Low $89 Platinum annual fee
• 3.99% p.a balance transfer rate for up to 6 months***
• Up to 55 interest free days on purchases*
• A full range of complimentary insurances** including:
• Domestic flight inconvenience insurance
  • Transit accident
  • Purchase cover
  • Extended warranty
  • Best price guarantee
• Personal Concierge Service available 24/7
• Up to 3 additional cards for your friends or family, with all transactions on one statement
• Linked access to your other St.George accounts for the ease of one card banking
• Exclusive Platinum card programs offered by Visa and MasterCard
• Instant discounts and added extras with St.George Instant Benefits

AMEX Blue Sky Credit Card

Fly 365 days a year - book at least 30 days in advance to secure your seat

Earn 1 Blue Sky point per $1 spent

No Points expiry for a long as your account remains current

GET 50% OFF BLUE SKY FLIGHTS UNTIL 2010 - book before January 2009

Complimentary Domestic and International travel insurance for you and your family.

• A low annual Card fee of $95 p.a.
• Supplementary Cards at no additional cost.
• A credit limit of up to $25,000*
• No interest for up to 55 days on purchases⁴
• Interest Rate of 18.49% p.a.

AMEX Gold Credit Card

• Balance transfer rate of 6.99% p.a. for the first 6 months
• American Express Selects™ is an exciting selection of year round offers and discounts. Wherever you find yourself in the world, you’ll enjoy exceptional value and privileges in travel, leisure, dining and shopping. For details on these special benefits in key destinations worldwide.
• If you lose your card – no problem. We can get a replacement card to you virtually anywhere in the world, via our global network of offices.
• If you like to shop online, you can relax. The Online Fraud Protection Guarantee means you won’t be held responsible for any unauthorised charges online.
• And with Global Customer Service, help is close at hand whatever the time of day, wherever you are.
• You can also find out your account status instantly, with complimentary SMS or email alerts. Check your balance or payment-due date, or receive confirmation of payment – with alerts delivered to your mobile or email instantly.
• Up to 55 days interest free.
• Interest rate of 18.24% p.a.