Online Credit Card Applications

Getting a new credit card online has never been easier, online card application forms let you apply for a credit card that you want. All your details for the application will be processed instantly and approval can be achieved in as little as 60 seconds.

What credit card should I apply for? Because you are the only person who can truly answer that question, you need to consider what you are going to use it for and what you want out of it. We have put together a list of credit card types that may be of interested to you and can be applied for online right now.

Credit Cards you can Apply for Online

Online applications for Low interest credit cards
Online applications for balance transfers
Online applications for frequent flyer credit cards
Online applications for Gold credit cards

Online applications for Low interest credit cards

Low interest credit cards suit people, who make many purchases, don’t pay off their credit card balance in full within interest free periods and use their card like revolving credit line. It’s very convenient to charge life’s recurring bills like power bills, water rate, gas charges, and insurance premiums on a low rate credit card to simplify payments.

Low Rate MasterCard

0% p.a. for the first 3 months
Low interest rate of 13.24% p.a.* on purchases
Up to 55 days interest free credit on purchases²
$58 annual fee
MasterCard acceptance at over 29 million locations worldwide

*Subject to terms and conditions

Purchase Rate	Interest Free	Annual Fee	Balance Transfer
13.24% p.a	up to 55 days	$58.00	-

StGeorge Vertigo MasterCard

2.99% p.a. balance transfer rate for up to 6 months

Low variable purchase rate - just 13.24% p.a. ( 21.49% p.a. variable rate on cash advances)
2.99% for up to 6 months on balance transfers requested at card application
Up to 55 days interest free on purchases when you pay the closing balance of your statement, including the balance transfer amount, in full by the due date
Low annual fee - currently just $55

*Subject to terms and conditions

Purchase Rate	Interest Free	Annual Fee	Balance Transfer
13.24% p.a	up to 55 days	$55.00	2.99% p.a. for 6 months

Online applications for balance transfers credit cards

Balance transfer allows you to move any balances owing on another card and help you organize your repayments, especially when you combine multiple credit cards into one.

Virgin Flyer Credit Card

An impressive rate of 0% p.a. on balances transferred for 6 months, reverting to the cash advance rate after 6 months.
As an added bonus, enjoy 0% p.a. on all purchases made on your account for 6 months.
You'll earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2 spent.
Buy a Virgin Australia domestic seat and we’ll give you a complimentary seat8 on the same flight up to 4 times every year! Just cover the credit card booking fees.Flights subject to availability, conditions apply.
Enjoy up to 44 interest free days.
You'll get all this for just a $99 annual fee.

*Subject to terms and conditions

Purchase Rate	Interest Free	Annual Fee	Balance Transfer
20.99% p.a	up to 44 days	$99.00	0.00% p.a. for 6 months

HSBC Platinum Qantas Credit Card

The new HSBC Platinum Qantas Credit Card gives you a range of Qantas rewards and travel privileges, including two Qantas Frequent Flyer points for $1 spent on eligible purchases overseas and at international online retailers.

2 Qantas Frequent Flyer points for every $1 spent on eligible purchases overseas.
1 Qantas Frequent Flyer point for every $1 spent on eligible purchases in Australia.
2 Complimentary invitations to the Qantas Club lounge every year.
Comprehensive Insurance Cover.

*Subject to terms and conditions

Purchase Rate	Interest Free	Annual Fee	Balance Transfer
20.99% p.a	up to 55 days	$199.00	0.00% p.a. for 6 months

Online applications for frequent flyer credit cards

Frequent flyer credit cards are cards that give you points or rewards every time you spend a dollar on your credit card. These points and rewards can be redeemed as flyer miles towards free airline tickets and flights.

Virgin Flyer Credit Card

An impressive rate of 0% p.a. on balances transferred for 6 months, reverting to the cash advance rate after 6 months.
As an added bonus, enjoy 0% p.a. on all purchases made on your account for 6 months.
You'll earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2 spent.
Buy a Virgin Australia domestic seat and we’ll give you a complimentary seat8 on the same flight up to 4 times every year! Just cover the credit card booking fees.Flights subject to availability, conditions apply.
Enjoy up to 44 interest free days.
You'll get all this for just a $99 annual fee.

*Subject to terms and conditions

Purchase Rate	Interest Free	Annual Fee	Balance Transfer
20.99% p.a	up to 44 days	$99.00	0.00% p.a. for 6 months

HSBC Platinum Qantas Credit Card

2 Qantas Frequent Flyer points for every $1 spent on eligible purchases overseas.
1 Qantas Frequent Flyer point for every $1 spent on eligible purchases in Australia.
2 Complimentary invitations to the Qantas Club lounge every year.
Comprehensive Insurance Cover.

*Subject to terms and conditions

Purchase Rate	Interest Free	Annual Fee	Balance Transfer
20.99% p.a	up to 55 days	$199.00	0.00% p.a. for 6 months

Online applications for Gold credit cards

Gold and Platinum credit cards are filled with benefits ranging from reward points to insurance policies tied in and some even offer a more personalized services.

HSBC Platinum Qantas Credit Card

2 Qantas Frequent Flyer points for every $1 spent on eligible purchases overseas.
1 Qantas Frequent Flyer point for every $1 spent on eligible purchases in Australia.
2 Complimentary invitations to the Qantas Club lounge every year.
Comprehensive Insurance Cover.

*Subject to terms and conditions

Purchase Rate	Interest Free	Annual Fee	Balance Transfer
20.99% p.a	up to 55 days	$199.00	0.00% p.a. for 6 months

ANZ Frequent Flyer Platinum

Receive 20,000 Bonus Qantas Frequent Flyer points
Get a complimentary Qantas Frequent Flyer membership
Platinum benefits including Overseas Travel and Medical Insurance, Extended Warranty and 90-day Purchase Security Insurance
Exclusive offers and benefits with entré for ANZ Frequent Flyer Platinum American Express cardholders.
ANZ Frequent Flyer Platinum Visa card holders are eligible for Visa Platinum privileges.

*Subject to terms and conditions

Purchase Rate	Interest Free	Annual Fee	Balance Transfer
19.74% p.a	up to 55 days	$295.00	-

Editors Balance Transfer Top Choices

	Virgin Flyer Credit Card 0% for 6mths more»
	HSBC Platinum Qantas Credit Card 0% for 6mths more»
	StGeorge Vertigo MasterCard 2.99% for 6mths more»

Best Rate Credit Card of the Month
13.24%	StGeorge Vertigo MasterCard 2.99% p.a. balance transfer rate for up to 6 months! more...

No Banking Fees with Visa Debt Card
	StGeorge Complete Freedom Account Unlimited access to branches, internet banking and over 2800 St.George, Westpac and BankSA ATMs around Australia more...