No Annual Fee Credit Cards

If you want a credit card with no annual fees, listed are the best no annual fee credit cards ordered by interest. No annual fee credit cards do not cost you anything to use, however the interest rates on cash advances and purchases still apply.

To get the full benefit of using a no annual fee credit card you should pay off all credit balances within the interest free period, it's possible not pay anything for the credit card. If you do leave credit balances on your credit card, you might be better of with a low interest rate credit card with a low annual fee.

Save on fees with a no annual fee credit card!

		Purchase % p.a.	Annual Fee	Balance Transfer
	HSBC Credit Card 0% p.a.balance transfers for the first 6 months - $0 fees for the life of the card - more >>	16.99%	$0.00	0% for 6 mths
	ANZ First Visa Card $0 Annual Fees for the first year - more >>	18.99%	$0.00	7.99% for 6 mths

HSBC Credit Card
	$0 Annual Fee for the life of the Card*  0%p.a. balance transfer for 6 months*  $50 cash back#  Low interest rate of just 16.99% p.a.~ on purchases Interest rate of 20.75% p.a.~ on cash advances  Up to 55 days interest-free period^  Access to discounts and benefits worldwide with HSBC's home&Away Privilege Program  Winner of the Money magazine 2010 "Best Transaction Credit Card" Award
Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer 16.99% 20.75% 55 days $0.00 0.00% for 6 months

ANZ First Visa Card
	For a limited time, enjoy $0 Annual Account Fee for the first 12 months     Low Annual Account Fee of $30, and discounted to $26 if linked to ANZ Access Account     Up to 3 additional cards at no extra cost     90 day Purchase Security Insurance3     Extended Warranty3     ANZ FalconTM – provides advanced around the clock monitoring for suspicious transactions     Online Shopping guarantee
Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer 18.99% 20.74% 44 days $0.00 7.99% for 6 months