No Annual Fee Credit Cards

If you want a credit card with no annual fees, listed are the best no annual fee credit cards ordered by interest. No annual fee credit cards do not cost you anything to use, however the interest rates on cash advances and purchases still apply.

To get the full benefit of using a no annual fee credit card you should pay off all credit balances within the interest free period, it's possible not pay anything for the credit card. If you do leave credit balances on your credit card, you might be better of with a low interest rate credit card with a low annual fee.


Save on fees with a no annual fee credit card!

    Purchase % p.a. Annual Fee Balance Transfer  
ANZ First Visa Card ANZ First Visa Card
enjoy $0 Annual Account Fee for the first 12 months - more >>
18.49% $0.007.99% 6 mths Apply button for ANZ First Visa Card Apply button for ANZ First Visa Card
AMEX Blue Sky Credit Card AMEX Blue Sky Credit Card
Earn 1 blue sky point for every dollar spent, with no expiry of points for the life of your card - more >>
19.99% $0.00- Apply button for AMEX Blue Sky Credit Card Apply button for AMEX Blue Sky Credit Card

ANZ First Visa Card
  •     For a limited time, enjoy $0 Annual Account Fee for the first 12 months
  •     Low Annual Account Fee of $30, and discounted to $26 if linked to ANZ Access Account
  •     Up to 3 additional cards at no extra cost
  •     90 day Purchase Security Insurance3
  •     Extended Warranty3
  •     ANZ FalconTM – provides advanced around the clock monitoring for suspicious transactions
  •     Online Shopping guarantee
Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer
18.49% 20.24% 44 days $0.00 7.99% for 6 months
AMEX Blue Sky Credit Card
With Blue Sky from American Express you get a built in rewards program that offers you unlimited travel choices, 365 days a year. Just spin the globe, plan your course and use Blue Sky points to get you there
  • $1 spent = 1 Blue Sky point
  • No points capping or expiry
  • No seat restrictions
  • Complimentary travel insurance
  • Refund and Purchase Protection
Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer
19.99% 19.99% 55 days $0.00 -

March Card Promotions
Woolworths Everyday Money Credit Card
18.74%
Enjoy a great rewards program that gives you real value rewards, simply by using the credit card on your everyday shopping.  
Citibank Clear Platinum Card
11.49%
Apply now and get 0.99% on balance transfer for 6 months.  
Aussie MasterCard
11.99%
2.99% p.a. on purchases for the 1st 6 months!  
ANZ First Visa Card
18.49%
enjoy $0 Annual Account Fee for the first 12 months  

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Best Low Interest
Aussie MasterCard
11.99%
2.99% p.a. on purchases for the 1st 6 months!  


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