Low Interest Credit Cards in Australia

Key Features of Low Interest Rate Cards:

• Lower Rate of Interest - Lower interest charges that are applied monthly to your credit balance!
  
• Lower Annual Fee - yearly fees are generally lower with lower rates.
  
• Interest Free Days - No inerest charged if you replay within the time.
  
• Balance transfer - pay no interest during the balance transfer period.
  

Low rate credit cards compared to standard credit cards can reduce your interest rate by 5% or more. You trade off credit card extras like rewards and frequent flyers for genuine low interest which when calculated over a long peroid of time will save you substantial amounts of money.

Apply for a Low Rate Credit Card and start saving with a lower rate of interest now.

		Purchase % p.a.	Annual Fee	Balance Transfer
	Bankwest Lite MasterCard A low Rate , Stress Free Credit Card! - more >>	10.75%	$59.00	1.99% for 9 mths
	Citibank Clear Platinum Card Apply now and get 0.99% on balance transfer for 6 months. - more >>	11.49%	$99.00	0% for 6 mths
	Citibank Clear Card 0% for 6 months on Balance Transfers - more >>	11.99%	$65.00	0% for 6 mths
	Suncorp Standard Card Low rate of 12.24% p.a. on retail purchases and low annual fees. - more >>	12.24%	$39.00	2.90% for 12 mths
	StGeorge Vertigo MasterCard The low rate credit card for those who love to shop - more >>	12.49%	$55.00	2.99% for 6 mths

Low Interest Credit Card Details:

Citibank Clear Platinum Card
	Waiting for rewards, be rewarded instantly. The Citibank Clear Platinum Card gives you great rewards right from day one with no need to wait around for loyalty points that just don't add up. A low 11.49% on purchases Discounts with Citibank World Privileges Exclusive access with Visa Platinum Concierge
Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer 11.49% 21.24% 55 days $99.00 0.00% for 6 months

Citibank Clear Card
	At last a credit card that gives you a low interest rate of 11.99% for first 12 months.* Apply now and you’ll also receive 0%p.a. for 6 months on Balance TransfersØ. With Citibank Clear Card, the choice has never been clearer. 11.99% for first 12 months* 0% for 6 months on Balance Transfers Access your account anywhere, anytime via Internet and phone banking Up to 55 days interest free on retail purchases
Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer 11.99% 21.24% 55 days $65.00 0.00% for 6 months

Suncorp Standard Card
	Low rate of 12.24% p.a. on retail purchases and low annual fees, with no interest free days. Low balance transfer rate of 2.9% p.a. for 12 months Generous credit limit of up to $20,000 Low annual fee of $39 for primary cardholder and $15 for additional cardholders Privileges and special offers
Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer 12.24% 17.99% - $39.00 2.90% for 12 months

StGeorge Vertigo MasterCard
	The low rate credit card for those who love to shop 2.99% p.a. on balance transfers for up to 6 months**. A low ongoing variable interest rate on purchases - currently 12.49% p.a. Instant discounts and added extras with St.George Instant Benefits
Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer 12.49% 21.24% 55 days $55.00 2.99% for 6 months

With a low interest credit card, you can get a very competitive interest rate on all your purchases. Low interest credit cards are suitable for people who leave money on the card for more than a few months after any interest free periods run out.  Low interest credit card will end up saving you in the long run, if this sound like you then you should reevaluate any other credit accounts you might have.

Low credit card interest rates are not the only thing you can benefit from; to start with you can get a balance transfer from any other credit cards you might have, and use the introductory interest free period to make a dent in repayments. After that you benefit from lower interest rates for the rest of the time.

You still get up to 55 days interest free on purchases in which you can get meet most of the repayments. You just need to budget in credit cards repayment on a regular basis. Low annual fees are also another bonus that help reduce your overall credit costs.

So why not compare low interest rate credit cards and save on bank fees and charges while enjoying the freedom credit cards offer responsibly.

 

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