Low Limit Credit Card for a Lower Debt Risk

Key Benefits of a Low Limit Credit Card:

• Low limits are easier to repay – Never get into too much debt
• Limit the items you can buy – responsibly control your spend
• Lower interest is charge to lower limits – save on interest fees

We all know that credit cards are a convenient payment method, but the temptation is there to spend. Wouldn't be great to have a limit on the amount you can borrow? Why not get a credit card with a low credit limit to responsibly spend and repay on your credit card purchases. (Limits are set during applications)

Apply for a Low Limit Credit Card and get an Application Response Instantly!

		Purchase % p.a.	Annual Fee	Balance Transfer
	Bankwest Lite MasterCard A low Rate , Stress Free Credit Card! - more >>	10.75%	$59.00	1.99% for 9 mths
	Citibank Clear Platinum Card Apply now and get 0.99% on balance transfer for 6 months. - more >>	11.49%	$99.00	0% for 6 mths
	Citibank Clear Card 0% for 6 months on Balance Transfers - more >>	11.99%	$65.00	0% for 6 mths
	Suncorp Standard Card Low rate of 12.24% p.a. on retail purchases and low annual fees. - more >>	12.24%	$39.00	2.90% for 12 mths
	StGeorge Vertigo MasterCard The low rate credit card for those who love to shop - more >>	12.49%	$55.00	2.99% for 6 mths

Make sure you set your credit card limit low.

When you apply for a credit card you might be offered a generous credit limit, it will be up to you to set a limit you feel most comfortable with, so make sure you do set the limit to some value you could repay reasonably quick.

Limits are there to help you manage your finances, in a typical credit card application a credit card limit will be offered to you based on your financial history and what you can afford.

But you may have to set your credit card limit lower to reduce the temptation to over spend.

A lower credit limit will help those with low incomes and no credit history obtain a credit card because low credit card limits reduce the risk for both you and the lender.

So if you have an income and require a credit card, you can benefit from the extra financial freedom credit card give you but with a limit on how much debt you can get yourself into.

Low Limit Credit Card Details

Bankwest Lite MasterCard
	10.75% on purchases. A low $59 annual fee. Up to 3 additional cardholders - free! Access to RewardMe instant rewards and discounts Plus lots more....
Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer 10.75% 21.74% 55 days $59.00 1.99% for 9 months

Citibank Clear Platinum Card
	Waiting for rewards, be rewarded instantly. The Citibank Clear Platinum Card gives you great rewards right from day one with no need to wait around for loyalty points that just don't add up. A low 11.49% on purchases Discounts with Citibank World Privileges Exclusive access with Visa Platinum Concierge
Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer 11.49% 21.24% 55 days $99.00 0.00% for 6 months

Citibank Clear Card
	At last a credit card that gives you a low interest rate of 11.99% for first 12 months.* Apply now and you’ll also receive 0%p.a. for 6 months on Balance TransfersØ. With Citibank Clear Card, the choice has never been clearer. 11.99% for first 12 months* 0% for 6 months on Balance Transfers Access your account anywhere, anytime via Internet and phone banking Up to 55 days interest free on retail purchases
Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer 11.99% 21.24% 55 days $65.00 0.00% for 6 months

Suncorp Standard Card
	Low rate of 12.24% p.a. on retail purchases and low annual fees, with no interest free days. Low balance transfer rate of 2.9% p.a. for 12 months Generous credit limit of up to $20,000 Low annual fee of $39 for primary cardholder and $15 for additional cardholders Privileges and special offers
Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer 12.24% 17.99% - $39.00 2.90% for 12 months

StGeorge Vertigo MasterCard
	The low rate credit card for those who love to shop 2.99% p.a. on balance transfers for up to 6 months**. A low ongoing variable interest rate on purchases - currently 12.49% p.a. Instant discounts and added extras with St.George Instant Benefits
Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer 12.49% 21.24% 55 days $55.00 2.99% for 6 months

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