Credit Cards with Low Annual Fees

Low Annual Fee credit cards can save you money when yearly credit card fees are due.

If you want a credit card with Low Annual Fees,we have some Low Annual Fee Credit Cards ordered by the lowest interest you might be interested in. Don’t pay too much in fees!

    Purchase % p.a. Annual Fee Interest Free Balance Transfer  
ANZ First Visa ANZ First Visa
0% p.a. for the first 3 months
19.24% p.a.$30.00up to 44 days- Apply here for the ANZ First Visa More about ANZ First Visa
StGeorge Vertigo MasterCard StGeorge Vertigo MasterCard
2.99% p.a. balance transfer rate for up to 6 months!
13.24% p.a.$55.00up to 55 days2.99% p.a. for
6 mths
Apply here for the StGeorge Vertigo MasterCard More about StGeorge Vertigo MasterCard
Low Rate MasterCard Low Rate MasterCard
0% p.a. on purchases for the first 3 months
13.24% p.a.$58.00up to 55 days- Apply here for the Low Rate MasterCard More about Low Rate MasterCard
Virgin Flyer Credit Card Virgin Flyer Credit Card
You'll earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2 spent.
20.99% p.a.$99.00up to 44 days0% p.a. for
6 mths
Apply here for the Virgin Flyer Credit Card More about Virgin Flyer Credit Card

Benefits for using low annual fee credit card

You will pay lower fees for using a credit card, all credit cards cost something whether its in interest rates on balances or yearly fees. Remember some credit cards are cheaper to have than others.

  • Be responsible for your expenses and watch where every penny goes. Just as you shop around for groceries at the supermarket, you can shop around for lower credit card fees. What might surprise you to hear is that the major banks don’t always offer you’re the lowest fees
  • Some smaller banks and unions are competing for your business and are giving you viable alternatives in credit with lower fees.
  • If all your charges are interest related you can concentrate on paying off your credit cards debt just focusing on the account balance and interest charges month by month.
  • To get the full benefit of using a low annual fee credit card you should pay off all credit balances within the interest free period, it's possible not pay too much for the credit card. Apply today and get your low fee credit card approved now.


What to look for in low annual fee credit card

  • Interest charge should be low as well; it’s no point trying to save money if the interest is high unless you pay off your credit card each month. Find a credit card that has reassonable rates on balances owing and maximise the benefit of the low fees.
  • Balance transfers, if you are trying to save on fees from another credit card then the balance transfer offers enable you to transfer cards immediately and lower your interast rate to help your repay your card debt.

 

StGeorge Vertigo MasterCard

2.99% p.a. balance transfer rate for up to 6 months

  • Low variable purchase rate - just 13.24% p.a. ( 21.49% p.a. variable rate on cash advances)
  • 2.99% for up to 6 months on balance transfers requested at card application
  • Up to 55 days interest free on purchases when you pay the closing balance of your statement, including the balance transfer amount, in full by the due date
  • Low annual fee - currently just $55
StGeorge Vertigo MasterCard


*Subject to terms and conditions
Purchase Rate Interest Free Annual Fee Balance Transfer
13.24% p.a up to 55 days $55.00 2.99% p.a. for 6 months

Low Rate MasterCard
  • 0% p.a. for the first 3 months
  • Low interest rate of 13.24% p.a.* on purchases
  • Up to 55 days interest free credit on purchases˛
  • $58 annual fee
  • MasterCard acceptance at over 29 million locations worldwide
Low Rate MasterCard


*Subject to terms and conditions
Purchase Rate Interest Free Annual Fee Balance Transfer
13.24% p.a up to 55 days $58.00 -

ANZ First Visa
  • 0% p.a. for the first 3 months
  • Up to 44 days interest free credit on purchases
  • ANZ FalconTM security with 24/7 monitoring of suspicious transactions
  • Access to exclusive offers through Visa Entertainment
  • Convenience of Visa acceptance at over 29 million locations worldwide
ANZ First Visa


*Subject to terms and conditions
Purchase Rate Interest Free Annual Fee Balance Transfer
19.24% p.a up to 44 days $30.00 -

Virgin Flyer Credit Card
  • An impressive rate of 0% p.a. on balances transferred for 6 months, reverting to the cash advance rate after 6 months.
  • As an added bonus, enjoy 0% p.a. on all purchases made on your account for 6 months.
  • You'll earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2 spent.
  • Buy a Virgin Australia domestic seat and we’ll give you a complimentary seat8 on the same flight up to 4 times every year! Just cover the credit card booking fees.Flights subject to availability, conditions apply.
  • Enjoy up to 44 interest free days.
  • You'll get all this for just a $99 annual fee.
Virgin Flyer Credit Card


*Subject to terms and conditions
Purchase Rate Interest Free Annual Fee Balance Transfer
20.99% p.a up to 44 days $99.00 0.00% p.a. for 6 months

 

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Best Rate Credit Card of the Month

StGeorge Vertigo MasterCard 13.24%
StGeorge Vertigo MasterCard
2.99% p.a. balance transfer rate for up to 6 months!   more...
Apply here for the StGeorge Vertigo MasterCard

No Banking Fees with Visa Debt Card

StGeorge Complete Freedom Account
Unlimited access to branches, internet banking and over 2800 St.George, Westpac and BankSA ATMs around Australia   more...
Apply here for the StGeorge Complete Freedom Account

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