Credit Cards with Low Annual Fees

Low Annual Fee credit cards can save you money when yearly credit card fees are due.

If you want a credit card with Low Annual Fees,we have some Low Annual Fee Credit Cards ordered by the lowest interest you might be interested in. Don’t pay too much in fees!

	Purchase % p.a.	Annual Fee	Interest Free	Balance Transfer
ANZ First Visa 0% p.a. for the first 3 months	19.24% p.a.	$30.00	up to 44 days	-
StGeorge Vertigo MasterCard 2.99% p.a. balance transfer rate for up to 6 months!	13.24% p.a.	$55.00	up to 55 days	2.99% p.a. for 6 mths
Low Rate MasterCard 0% p.a. on purchases for the first 3 months	13.24% p.a.	$58.00	up to 55 days	-
Virgin Flyer Credit Card You'll earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2 spent.	20.99% p.a.	$99.00	up to 44 days	0% p.a. for 6 mths

Benefits for using low annual fee credit card

You will pay lower fees for using a credit card, all credit cards cost something whether its in interest rates on balances or yearly fees. Remember some credit cards are cheaper to have than others.

Be responsible for your expenses and watch where every penny goes. Just as you shop around for groceries at the supermarket, you can shop around for lower credit card fees. What might surprise you to hear is that the major banks don’t always offer you’re the lowest fees
Some smaller banks and unions are competing for your business and are giving you viable alternatives in credit with lower fees.
If all your charges are interest related you can concentrate on paying off your credit cards debt just focusing on the account balance and interest charges month by month.
To get the full benefit of using a low annual fee credit card you should pay off all credit balances within the interest free period, it's possible not pay too much for the credit card. Apply today and get your low fee credit card approved now.

What to look for in low annual fee credit card

Interest charge should be low as well; it’s no point trying to save money if the interest is high unless you pay off your credit card each month. Find a credit card that has reassonable rates on balances owing and maximise the benefit of the low fees.
Balance transfers, if you are trying to save on fees from another credit card then the balance transfer offers enable you to transfer cards immediately and lower your interast rate to help your repay your card debt.

StGeorge Vertigo MasterCard

2.99% p.a. balance transfer rate for up to 6 months

Low variable purchase rate - just 13.24% p.a. ( 21.49% p.a. variable rate on cash advances)
2.99% for up to 6 months on balance transfers requested at card application
Up to 55 days interest free on purchases when you pay the closing balance of your statement, including the balance transfer amount, in full by the due date
Low annual fee - currently just $55

*Subject to terms and conditions

Purchase Rate	Interest Free	Annual Fee	Balance Transfer
13.24% p.a	up to 55 days	$55.00	2.99% p.a. for 6 months

Low Rate MasterCard

0% p.a. for the first 3 months
Low interest rate of 13.24% p.a.* on purchases
Up to 55 days interest free credit on purchases²
$58 annual fee
MasterCard acceptance at over 29 million locations worldwide

*Subject to terms and conditions

Purchase Rate	Interest Free	Annual Fee	Balance Transfer
13.24% p.a	up to 55 days	$58.00	-

ANZ First Visa

0% p.a. for the first 3 months
Up to 44 days interest free credit on purchases
ANZ FalconTM security with 24/7 monitoring of suspicious transactions
Access to exclusive offers through Visa Entertainment
Convenience of Visa acceptance at over 29 million locations worldwide

*Subject to terms and conditions

Purchase Rate	Interest Free	Annual Fee	Balance Transfer
19.24% p.a	up to 44 days	$30.00	-

Virgin Flyer Credit Card

An impressive rate of 0% p.a. on balances transferred for 6 months, reverting to the cash advance rate after 6 months.
As an added bonus, enjoy 0% p.a. on all purchases made on your account for 6 months.
You'll earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2 spent.
Buy a Virgin Australia domestic seat and we’ll give you a complimentary seat8 on the same flight up to 4 times every year! Just cover the credit card booking fees.Flights subject to availability, conditions apply.
Enjoy up to 44 interest free days.
You'll get all this for just a $99 annual fee.

*Subject to terms and conditions

Purchase Rate	Interest Free	Annual Fee	Balance Transfer
20.99% p.a	up to 44 days	$99.00	0.00% p.a. for 6 months

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