55 days of interest free 0% credit card purchases

Get a credit card with 0% interest on purchases for the first 55 days. Interest free period is a feature of most credits to help you make repayments before any extra interest charges are made. That’s nearly 2 months interest free!

    Purchase % p.a. Annual Fee Balance Transfer  
Citibank Clear Platinum Card Citibank Clear Platinum Card
Apply now and get 0.99% on balance transfer for 6 months. - more >>
11.49% $99.000% for
6 mths
Apply here for the Citibank Clear Platinum Card
Citibank Clear Card Citibank Clear Card
0% for 6 months on Balance Transfers - more >>
11.99% $65.000% for
6 mths
Apply here for the Citibank Clear Card
StGeorge Vertigo MasterCard StGeorge Vertigo MasterCard
The low rate credit card for those who love to shop - more >>
12.49% $55.002.99% for
6 mths
Apply here for the StGeorge Vertigo MasterCard
St.George Platinum Credit Card St.George Platinum Credit Card
The ultimate shopping and travel card combining value - more >>
15.74% $89.003.99% for
6 mths
Apply here for the St.George Platinum Credit Card
HSBC Credit Card HSBC Credit Card
0% p.a.balance transfers for the first 6 months - $0 fees for the life of the card - more >>
16.99% $0.000% for
6 mths
Apply here for the HSBC Credit Card

Get a credit card with 55 days free credit
If you need a credit card with 55 days interest free then there are a few good low rate credit cards in this category listed here. Or you can use this feature with other features like rewards, cash back or frequent flyer points or low fees depending on the spending and repaying habits you can afford.

Citibank Clear Platinum Card
Citibank Clear Platinum Card

Waiting for rewards, be rewarded instantly.
The Citibank Clear Platinum Card gives you great rewards right from day one with no need to wait around for loyalty points that just don't add up.

  • A low 11.49% on purchases
  • Discounts with Citibank World Privileges
  • Exclusive access with Visa Platinum Concierge
Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer
11.49% 21.24% 55 days $99.00 0.00% for 6 months

Citibank Clear Card
Citibank Clear Card

At last a credit card that gives you a low interest rate of 11.99% for first 12 months.* Apply now and you’ll also receive 0%p.a. for 6 months on Balance TransfersØ. With Citibank Clear Card, the choice has never been clearer.

  • 11.99% for first 12 months*
  • 0% for 6 months on Balance Transfers
  • Access your account anywhere, anytime via Internet and phone banking
  • Up to 55 days interest free on retail purchases
Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer
11.99% 21.24% 55 days $65.00 0.00% for 6 months

StGeorge Vertigo MasterCard
StGeorge Vertigo MasterCard
  • The low rate credit card for those who love to shop
  • 2.99% p.a. on balance transfers for up to 6 months**.
  • A low ongoing variable interest rate on purchases - currently 12.49% p.a.
  • Instant discounts and added extras with St.George Instant Benefits
Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer
12.49% 21.24% 55 days $55.00 2.99% for 6 months

St.George Platinum Credit Card
St.George Platinum Credit Card
  • Low Platinum 15.74% p.a. purchase rate*
  • Low $89 Platinum annual fee
  • 3.99% p.a balance transfer rate for up to 6 months***
  • Up to 55 interest free days on purchases*
  • A full range of complimentary insurances** 
  • Personal Concierge Service available 24/7
  • Discounts and extras with St.George Instant Benefits

Exclusive Platinum card programs offered by Visa and MasterCard

Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer
15.74% 21.24% 55 days $89.00 3.99% for 6 months

HSBC Credit Card
HSBC Credit Card
  • $0 Annual Fee for the life of the Card* 
  • 0%p.a. balance transfer for 6 months* 
  • $50 cash back# 
  • Low interest rate of just 16.99% p.a.~ on purchases
  • Interest rate of 20.75% p.a.~ on cash advances 
  • Up to 55 days interest-free period^ 
  • Access to discounts and benefits worldwide with HSBC's home&Away Privilege Program 
  • Winner of the Money magazine 2010 "Best Transaction Credit Card" Award 
Purchase Rate Cash Rate Interest Free Annual Fee Balance Transfer
16.99% 20.75% 55 days $0.00 0.00% for 6 months

Wouldn’t you like to have 55 days free credit on your purchases?

Imagine the money you can save if you repay your credit limit within this time, if you can effectively manage your money you will be able to afford things sooner and pay it off before the cost increases.

Review these great credit card offers from Australia’s leading credit card providers and benefit from interest free period today, Apply online for a card of your choice!

Whats the catch?
You need to read the terms of services with your credit card issuer to see if there are any situations when the 0% 55 days doesn’t apply. Generally the interest free period if only available when there is no money owing on your card. If you have money owing on the credit card for any time longer than the 55 days new purchases with be charged the purchase rate instantly and you will not benefit from this feature.

Also if you use your credit card for a cash advance then interest is generally charged on all outstanding balances instantly, you would not benefit from interest free time after these situations so do enquire about the banks policy on this.

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