55 days of interest free 0% credit card purchases

Get a credit card with 0% interest on purchases for the first 55 days. Interest free period is a feature of most credits to help you make repayments before any extra interest charges are made. That’s nearly 2 months interest free!

    Purchase % p.a. Annual Fee Interest Free Balance Transfer  
StGeorge Vertigo MasterCard StGeorge Vertigo MasterCard
2.99% p.a. balance transfer rate for up to 6 months!
13.24% p.a.$55.00up to 55 days2.99% p.a. for
6 mths
Apply here for the StGeorge Vertigo MasterCard More about StGeorge Vertigo MasterCard
ANZ Frequent Flyer Platinum ANZ Frequent Flyer Platinum
Receive 20,000 Bonus Qantas Frequent Flyer points
19.74% p.a.$295.00up to 55 days- Apply here for the ANZ Frequent Flyer Platinum More about ANZ Frequent Flyer Platinum
HSBC Platinum Qantas Credit Card HSBC Platinum Qantas Credit Card
+ 20,000 bonus points
20.99% p.a.$199.00up to 55 days0% p.a. for
6 mths
Apply here for the HSBC Platinum Qantas Credit Card More about HSBC Platinum Qantas Credit Card

Get a credit card with 55 days free credit
If you need a credit card with 55 days interest free then there are a few good low rate credit cards in this category listed here. Or you can use this feature with other features like rewards, cash back or frequent flyer points or low fees depending on the spending and repaying habits you can afford.

StGeorge Vertigo MasterCard

2.99% p.a. balance transfer rate for up to 6 months

  • Low variable purchase rate - just 13.24% p.a. ( 21.49% p.a. variable rate on cash advances)
  • 2.99% for up to 6 months on balance transfers requested at card application
  • Up to 55 days interest free on purchases when you pay the closing balance of your statement, including the balance transfer amount, in full by the due date
  • Low annual fee - currently just $55
StGeorge Vertigo MasterCard


*Subject to terms and conditions
Purchase Rate Interest Free Annual Fee Balance Transfer
13.24% p.a up to 55 days $55.00 2.99% p.a. for 6 months

ANZ Frequent Flyer Platinum
  • Receive 20,000 Bonus Qantas Frequent Flyer points
  • Get a complimentary Qantas Frequent Flyer membership
  • Platinum benefits including  Overseas Travel and Medical Insurance, Extended Warranty and 90-day Purchase Security Insurance
  • Exclusive offers and benefits with entré for ANZ Frequent Flyer Platinum American Express cardholders.
  • ANZ Frequent Flyer Platinum Visa card holders are eligible for Visa Platinum privileges.
ANZ Frequent Flyer Platinum


*Subject to terms and conditions
Purchase Rate Interest Free Annual Fee Balance Transfer
19.74% p.a up to 55 days $295.00 -

HSBC Platinum Qantas Credit Card

The new HSBC Platinum Qantas Credit Card gives you a range of Qantas rewards and travel privileges, including two Qantas Frequent Flyer points for $1 spent on eligible purchases overseas and at international online retailers.

  • 2 Qantas Frequent Flyer points for every $1 spent on eligible purchases overseas.
  • 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases in Australia.
  • 2 Complimentary invitations to the Qantas Club lounge every year.
  • Comprehensive Insurance Cover.
HSBC Platinum Qantas Credit Card


*Subject to terms and conditions
Purchase Rate Interest Free Annual Fee Balance Transfer
20.99% p.a up to 55 days $199.00 0.00% p.a. for 6 months

Wouldn’t you like to have 55 days free credit on your purchases?

Imagine the money you can save if you repay your credit limit within this time, if you can effectively manage your money you will be able to afford things sooner and pay it off before the cost increases.

Review these great credit card offers from Australia’s leading credit card providers and benefit from interest free period today, Apply online for a card of your choice!

Whats the catch?
You need to read the terms of services with your credit card issuer to see if there are any situations when the 0% 55 days doesn’t apply. Generally the interest free period if only available when there is no money owing on your card. If you have money owing on the credit card for any time longer than the 55 days new purchases with be charged the purchase rate instantly and you will not benefit from this feature.

Also if you use your credit card for a cash advance then interest is generally charged on all outstanding balances instantly, you would not benefit from interest free time after these situations so do enquire about the banks policy on this.

Best Rate Credit Card of the Month

StGeorge Vertigo MasterCard 13.24%
StGeorge Vertigo MasterCard
2.99% p.a. balance transfer rate for up to 6 months!   more...
Apply here for the StGeorge Vertigo MasterCard

No Banking Fees with Visa Debt Card

StGeorge Complete Freedom Account
Unlimited access to branches, internet banking and over 2800 St.George, Westpac and BankSA ATMs around Australia   more...
Apply here for the StGeorge Complete Freedom Account

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