Interest Free Credit Cards

Most credit cards offer a interest free period on any purchase you make. The best interest free credit cards offer you 55 days interest free, time in which no interest is charged.

Paying off your credit card balance within this interest free period is the best way to use these credit cards; this will leave you more money to spend on what you want. 

So find yourself the best interest free credit card and apply online today!


StGeorge Vertigo MasterCard
Purchase Rate
11.89%
Interest Free
55 days
Annual Fee
$45.00
Balance Transfer
0.00%
for 6 months

StGeorge Vertigo MasterCard

  • A low rate on purchases of 11.89% p.a*
  • 0%p.a. balance transfer rate for up to 6 months**
  • Awarded Australia’s cheapest credit card – Money Magazine 2008.
  • Up to 55 interest free days on purchases*
  • Low $45 annual fee
  • An additional card for a friend or family member, with all transactions on one statement
  • Linked access to your other St.George accounts, for the ease of one card banking
  • Instant discounts and added extras with St.George Instant Benefits

Aussie MasterCard
Purchase Rate
11.99%
Interest Free
55 days
Annual Fee
$49.00
Balance Transfer
0.00%
for 6 months

Aussie MasterCard

  • Low interest rate of 11.99% p.a.*
  • Up to 55 days interest free credit on purchases
  • Competitive balance transfer rate of 0% p.a. for the first 6 months ^
  • Credit limit up to $15,000
  • 24 hour call centre assistance - at home and overseas
  • Shop safely Online with Master Card SecureCode™
  • A low 14.99% p.a. on cash advances*
  • And you don’t have to be an Aussie customer to apply

Citibank Clear Card
Purchase Rate
11.99%
Interest Free
55 days
Annual Fee
$65.00
Balance Transfer
0.00%
for 6 months

Citibank Clear Card

At last a credit card that gives you a low interest rate of 11.99%p.a. on purchases.* Apply now and you’ll also receive 0%p.a. for 6 months on Balance TransfersØ. With Citibank Clear Card, the choice has never been clearer.

  • 11.99%p.a. ongoing on purchases*
  • 0% for 6 months on Balance Transfers
  • Access your account anywhere, anytime via Internet and phone banking
  • Up to 55 days interest free on retail purchases

Offer available online for a limited period only


Apply Now.

Click through for full product terms and conditions.


ANZ Low Rate MasterCard
Purchase Rate
12.99%
Interest Free
55 days
Annual Fee
$58.00
Balance Transfer
0.00%
for 6 months

ANZ Low Rate MasterCard

  • Low interest rate of 12.99% p.a. on purchases and 20.99% p.a. on cash advances
  • $58 annual account fee
  • Up to 55 days interest free credit on purchases
  • Design your own Card

St.George Starts Low Stays Low Credit Card
Purchase Rate
12.99%
Interest Free
55 days
Annual Fee
$59.00
Balance Transfer
-

St.George Starts Low Stays Low Credit Card

  • One low 12.99% p.a rate for purchases and cash advances*
  • Up to 55 interest free days on purchases*
  • $59 annual fee
  • Up to 3 additional cards for your friends or family, with all transactions on one statement
  • Linked access to your other St.George accounts for the ease of one card banking
  • Instant discounts and added extras with St.George Instant Benefits
Low Rate Credit Cards
StGeorge Vertigo MasterCard StGeorge Vertigo MasterCard
11.89%
Aussie MasterCard Aussie MasterCard
11.99%
Citibank Clear Card Citibank Clear Card
11.99%
ANZ Low Rate MasterCard ANZ Low Rate MasterCard
12.99%
St.George Starts Low Stays Low Credit Card St.George Starts Low Stays Low Credit Card
12.99%
Special Credit Card Promotions
ANZ Balance Card ANZ Balance Card
Purchase Rate
13.99%
Interest Free
55 days
Annual Fee
$79.00
  • 1 Reward Point for every $1 you repay to your balance
  • Get Rewarded by Cashback, Shopping Vouchers or Gift Cards

Citibank Personal Credit Citibank Personal Credit
Purchase Rate
13.99%
Interest Free
-
Annual Fee
$69.00
  • Consolidate your debts with Personal Credit
  • SAVE with a low balance transfer rate
  • SAVE with a low ongoing interest rate
  • NO transaction, ATM/EFTPOS or cash advance fees

BP-Citibank MasterCard BP-Citibank MasterCard
Purchase Rate
19.89%
Interest Free
55 days
Annual Fee
$79.00

A credit card that gives you automatic savings on everything you buy anywhere. With the BP-Citibank MasterCard the money you save is simply credited to your account.

  • 5% off your petrol
  • 1% off everything else
  • 2.9%p.a. 12 month balance transfers


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