Credit Cards for People with Bad Credit

Banks will only grant you a credit card if you have a good credit history, if you do get rejected for a credit card, you need to find another company that can work through your personal financial situation and plan your financial recovery.

Repair your credit rating

If you’re having problems with your debts click through now and find out how Fox Symes assists over 100,000 Australians reduce their debts each year. Fox Symes have been featured on both Today Tonight and A Current Affair for their ability to assist Australians in debt.

Contact Fox Symes now and start taking control of your finances.

Direct Debt Credit Card.

Direct debit credit cards are similar to your eftpos cards in that they draw funds directly from your bank account. These types of credit cards are very popular among young people who don’t qualify for credit but need the ability to purchase things online.

St.George Complete Freedom Account

Just deposit a minimum of $2000 a month (your salary, for example*) and you'll pay no monthly account service fee. And there's no minimum monthly balance required, which means you don't have to keep your account balance at $2,000 for the whole month.

A Complete Freedom Account also gives you these great benefits:

Unlimited access to branches, internet banking and over 2800 St.George, Westpac and BankSA ATMs around Australia^
A Visa Debit Card so you can shop securely with your own money, online, at home or overseas#
Access your Complete Freedom Account anywhere with iPhone banking
Keep up to date on your accounts with 10 free SMS alerts each month^

If your monthly deposits fall below $2000 a month, you'll still enjoy a reduction in your monthly account service fee from $7 to $5.

Purchase Rate	Interest Free	Annual Fee	Balance Transfer
-	-	-	-

NAB Classic Banking with Visa Debit

You can use your NAB Visa Debit card with payWave wherever you'd normally use a normal debit card, as well as wherever Visa is accepted. However you use it, you're spending funds from your NAB Classic Banking account.

Access special offers on shows, events, experiences and movies from Visa Entertainment.
Shop online more safely with Verified by Visa.
Chip technology to help keep your card secure.
A statement every two months to help you keep track of your spending.

*Subject to terms and conditions

Purchase Rate	Interest Free	Annual Fee	Balance Transfer
-	-	$0.00	-

Best Rate Credit Card of the Month
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No Banking Fees with Visa Debt Card
	St.George Complete Freedom Account Unlimited access to branches, internet banking and over 2800 St.George, Westpac and BankSA ATMs around Australia more...