Cheap Credit Cards offer lower interest Rates

If you want to save on interest then consider a cheap credit card rate.

Bankwest Lite MasterCard

10.75% on purchases.
A low $59 annual fee.
Up to 3 additional cardholders - free!
Access to RewardMe instant rewards and discounts
Plus lots more....

Purchase Rate	Cash Rate	Interest Free	Annual Fee	Balance Transfer
10.75%	21.74%	55 days	$59.00	1.99% for 9 months

Citibank Clear Platinum Card

Waiting for rewards, be rewarded instantly.
The Citibank Clear Platinum Card gives you great rewards right from day one with no need to wait around for loyalty points that just don't add up.

A low 11.49% on purchases
Discounts with Citibank World Privileges
Exclusive access with Visa Platinum Concierge

Purchase Rate	Cash Rate	Interest Free	Annual Fee	Balance Transfer
11.49%	21.24%	55 days	$99.00	0.00% for 6 months

Citibank Clear Card

At last a credit card that gives you a low interest rate of 11.99% for first 12 months.* Apply now and you’ll also receive 0%p.a. for 6 months on Balance TransfersØ. With Citibank Clear Card, the choice has never been clearer.

11.99% for first 12 months*
0% for 6 months on Balance Transfers
Access your account anywhere, anytime via Internet and phone banking
Up to 55 days interest free on retail purchases

Purchase Rate	Cash Rate	Interest Free	Annual Fee	Balance Transfer
11.99%	21.24%	55 days	$65.00	0.00% for 6 months

Suncorp Standard Card

Low rate of 12.24% p.a. on retail purchases and low annual fees, with no interest free days.

Low balance transfer rate of 1.9% p.a. for 12 months
Generous credit limit of up to $20,000
Low annual fee of $39 for primary cardholder and $15 for additional cardholders
Privileges and special offers

Purchase Rate	Cash Rate	Interest Free	Annual Fee	Balance Transfer
12.24%	17.99%	-	$39.00	1.90% for 12 months

StGeorge Vertigo MasterCard

The low rate credit card for those who love to shop
2.99% p.a. on balance transfers for up to 6 months**.
A low ongoing variable interest rate on purchases - currently 12.49% p.a.
Instant discounts and added extras with St.George Instant Benefits

Purchase Rate	Cash Rate	Interest Free	Annual Fee	Balance Transfer
12.49%	21.24%	55 days	$55.00	2.99% for 6 months

Apply for a Cheap Credit Card and get an Application Response Instantly.

If you would like a cheap credit card, apply with a lender that can offer you lower interest, remember to control what you spend carefully and you can benefit from lower interest rates and save yourself more money on interest charges.

There are three different ways interest can affect your credit card: purchase interest, cash back interest and interest free days.

Why are Cheap Credit Cards better?

Most credit cards charge you a high interest rate on purchases, up to 20%. Cheap Credit Cards offer better interest rates everyday for doing the same credit card purchases. If you compare the money you can save daily by just reducing the purchase rate, you would see how a cheaper credit card interest rate can really benefit.

Cheap Credit Card Chart

	Purchase % p.a.	Annual Fee	Balance Transfer
Bankwest Lite MasterCard A low Rate , Stress Free Credit Card!	10.75%	$59.00	1.99% for 9 mths
Citibank Clear Platinum Card Apply now and get 0.99% on balance transfer for 6 months.	11.49%	$99.00	0% for 6 mths
Citibank Clear Card 0% for 6 months on Balance Transfers	11.99%	$65.00	0% for 6 mths
Suncorp Standard Card Low rate of 12.24% p.a. on retail purchases and low annual fees.	12.24%	$39.00	1.90% for 12 mths
StGeorge Vertigo MasterCard The low rate credit card for those who love to shop	12.49%	$55.00	2.99% for 6 mths