Best Credit Card

The best credit card is the one that meets your needs and you can afford. The wrong credit card can cost you a lot more money if you don’t know what you are being charged.

Generally if you need a credit card, your situation will determine which bank and which credit card is the best.

Credit card balance, will you leave a small or large balance on your credit card? If you plan to have a fairly large credit card balance then a low interest credit card would be the best credit card, simply because it will charge you the least in interest.

best credit card If you don't plan to use a credit card very often then a low fee credit card would minimise the fees and charges you would otherwise pay for a credit card, but they have higher interest rates so leaving a balance on them with defeat the purpose to save on low fees.

Rewards credit cards are good if you spend a lot through your credit card, meet all repayments and can justify paying higher interest and charges.

Frequent flyers fit in with Rewards credit cards as they have a higher annual fee and require a certain yearly spend to get any benefit, but if you have a jet set lifestyle for business or pleasure then getting free flights would appeal to you more.

What about a direct debit credit card where you use your own money and not get in to any debt, but still enjoy the ease of payments credit cards provide.

What ever your requirements are in a credit card, you can find the best credit card right here with free credit card information and secure application links.

Best Credit Card Choice

A Low Interest Low Fee credit card with Rewards

Citibank Clear Platinum Card

A low 11.49% on purchases
Annual fee of just $99
Discounts with Citibank World Privileges
Exclusive access with Visa Platinum Concierge

*Subject to terms and conditions

Purchase Rate	Interest Free	Annual Fee	Balance Transfer
11.49% p.a	up to 55 days	$99.00	0.00% p.a. for 6 months

Best Rate Credit Card of the Month
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No Banking Fees with Visa Debt Card
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