0% Balance Transfers for 6 months

Get ahead on credit card repayments while getting a better deal on your next credit card. Balance transfer your current credit card to one of these new credit card offers and use the interest free period with balance transfers to get ahead on repayments.

Best Rate Credit Cards has gathered the details of the top 5 credit cards with 0% balance transfers for 6 months to help you get your credit card debt under control, get extra features or enjoy a lower interest rate for all your purchases. Switch your credit card over to a better card today and apply online.


StGeorge Vertigo MasterCard
Purchase Rate
11.89%
Interest Free
55 days
Annual Fee
$45.00
Balance Transfer
0.00%
for 6 months

StGeorge Vertigo MasterCard

  • A low rate on purchases of 11.89% p.a*
  • 0%p.a. balance transfer rate for up to 6 months**
  • Awarded Australia’s cheapest credit card – Money Magazine 2008.
  • Up to 55 interest free days on purchases*
  • Low $45 annual fee
  • An additional card for a friend or family member, with all transactions on one statement
  • Linked access to your other St.George accounts, for the ease of one card banking
  • Instant discounts and added extras with St.George Instant Benefits

Aussie MasterCard
Purchase Rate
11.99%
Interest Free
55 days
Annual Fee
$49.00
Balance Transfer
0.00%
for 6 months

Aussie MasterCard

  • Low interest rate of 11.99% p.a.*
  • Up to 55 days interest free credit on purchases
  • Competitive balance transfer rate of 0% p.a. for the first 6 months ^
  • Credit limit up to $15,000
  • 24 hour call centre assistance - at home and overseas
  • Shop safely Online with Master Card SecureCode™
  • A low 14.99% p.a. on cash advances*
  • And you don’t have to be an Aussie customer to apply

Citibank Clear Card
Purchase Rate
11.99%
Interest Free
55 days
Annual Fee
$65.00
Balance Transfer
0.00%
for 6 months

Citibank Clear Card

At last a credit card that gives you a low interest rate of 11.99%p.a. on purchases.* Apply now and you’ll also receive 0%p.a. for 6 months on Balance TransfersØ. With Citibank Clear Card, the choice has never been clearer.

  • 11.99%p.a. ongoing on purchases*
  • 0% for 6 months on Balance Transfers
  • Access your account anywhere, anytime via Internet and phone banking
  • Up to 55 days interest free on retail purchases

Offer available online for a limited period only


Apply Now.

Click through for full product terms and conditions.


ANZ Low Rate MasterCard
Purchase Rate
12.99%
Interest Free
55 days
Annual Fee
$58.00
Balance Transfer
0.00%
for 6 months

ANZ Low Rate MasterCard

  • Low interest rate of 12.99% p.a. on purchases and 20.99% p.a. on cash advances
  • $58 annual account fee
  • Up to 55 days interest free credit on purchases
  • Design your own Card

Citibank ReadyCredit
Purchase Rate
17.75%
Interest Free
55 days
Annual Fee
$0.00
Balance Transfer
2.90%
for 6 months

Citibank ReadyCredit

Tired of paying high credit card, loan interest rates and fees?

  • Save on your everyday spending with a Citibank ReadyCredit. Its an unsecured line of credit you can use every day.
  • SAVE with a low introductory rate. 2.9% p.a. for 6 months† on ANY purchases, balances you transfer and cash advances.
  • SAVE with NO setup and ongoing transaction fees. Save with NO annual, transaction, ATM/EFTPOS or cash advance fees.
  • Have the freedom to buy what you want. With $5,000 to $25,000^ to use on whatever you want, ReadyCredit gives you the flexibility to repay and re-borrow funds.
  • Choose how you use your credit. Convenient access to your cash via ATM/EFTPOS, phone, internet and a chequebook.
  • Apply today and save. Have money at any time - without the hassle of applying for loans over and over again! Citibank ReadyCredit gives you that security and convenience.

Apply Online Now.

Click through for full product terms and conditions.

Low Rate Credit Cards
StGeorge Vertigo MasterCard StGeorge Vertigo MasterCard
11.89%
Aussie MasterCard Aussie MasterCard
11.99%
Citibank Clear Card Citibank Clear Card
11.99%
ANZ Low Rate MasterCard ANZ Low Rate MasterCard
12.99%
St.George Starts Low Stays Low Credit Card St.George Starts Low Stays Low Credit Card
12.99%
Special Credit Card Promotions
ANZ Balance Card ANZ Balance Card
Purchase Rate
13.99%
Interest Free
55 days
Annual Fee
$79.00
  • 1 Reward Point for every $1 you repay to your balance
  • Get Rewarded by Cashback, Shopping Vouchers or Gift Cards

Citibank Personal Credit Citibank Personal Credit
Purchase Rate
13.99%
Interest Free
-
Annual Fee
$69.00
  • Consolidate your debts with Personal Credit
  • SAVE with a low balance transfer rate
  • SAVE with a low ongoing interest rate
  • NO transaction, ATM/EFTPOS or cash advance fees

BP-Citibank MasterCard BP-Citibank MasterCard
Purchase Rate
19.89%
Interest Free
55 days
Annual Fee
$79.00

A credit card that gives you automatic savings on everything you buy anywhere. With the BP-Citibank MasterCard the money you save is simply credited to your account.

  • 5% off your petrol
  • 1% off everything else
  • 2.9%p.a. 12 month balance transfers


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