Posts Tagged ‘Review’

St. George Vertigo Credit Card offers great interest and fees for everyday Australians

Sunday, January 24th, 2010

One of Australia’s most trusted financial providers St. George has an award-winning credit card for cost-conscious consumer called Vertigo.

Vertigo from St. George Voted Australia’s Cheapest Credit Card by Money Magazine in 2007 and 2008, St.George Vertigo Mastercard provides a great personal interest rate and a competitive low fee.

Any purchase your make with a St.George Vertigo Mastercard has a 55 day interest free period before a low interest rate of 11.74% is charged against your balance. It has a very low credit card fee of $55 per annum which rates amongst the lowest in all the credit cards available.

If you like to share your credit card with a family member, St.George offer a second credit card attached to the very same account for free.

With a no interest on balance transfers for 6 months, this credit card is perfect to transfer your current credit cards balance to help you manage your current credit card debt.

If you like getting benefits with your credit card, St.George Vertigo Mastercard offers discounts and added extras on Entertainment, Experiences, Shopping, Travel and Leisure, Wine and Magazine Subscriptions. This is a very special credit card because it has a low interest rate but still offers benefits usually found in more expensive rewards credit cards.

St.George is another lender which isn’t one of the big for banks in Australia; they are increasing competition in the credit card sector in which all Australians benefit from. Best Rate Credit Cards rates the St.George Vertigo Mastercard 5 stars.

Applying for your St. George Vertigo MasterCard is quick and easy with our secure application link. You must be at least 18 years of age to apply and have a valid driver’s license number, and proof of income. Applications are quick with an instant application response, so you can start enjoying your new card sooner.

StGeorge Vertigo MasterCard
  • The low rate credit card for those who love to shop
  • 2.99% p.a. on balance transfers for up to 6 months**.
  • A low ongoing variable interest rate on purchases – currently 12.49% p.a.
  • Instant discounts and added extras with St.George Instant Benefits


StGeorge Vertigo MasterCard



Purchase Rate Interest Free Annual Fee Balance Transfer
12.49% 55 days $55.00

2.99% for 6 months



Citibank BP Mastercard Review

Friday, May 22nd, 2009

Citibank’s BP MasterCard offers Australian consumers one of the best cash-back deals out there. With the Citibank BP MasterCard, you can earn cash back, up to $660 per year, on every single purchase.

The Citibank BP MasterCard pays you 5% cash back, up to $600 per statement period, whenever you buy petrol (or anything else) at any of the BP service stations. That’s not all. The Citibank BP MasterCard gives you .5% cash back, up to $5,000 per statement period, on all your purchases everywhere else.

You also get 2.5% cash back on Avis Car Rentals, making the Citibank BP MasterCard an excellent choice for travel purchases, and up to 25% in discounts on special offers available only through Citibank World Privileges. With a generous credit limit of up to $25,000, you get cash back to your heart’s content whenever you use your BP fuel card, and petrol purchases will remain manageable even when gas prices rise. And the bp fuel credit card gives you up to 4 additional cards so the whole family can get cash back, while you watch the savings add up.

Want to save even more? Transfer high-interest balances to your Citibank BP MasterCard account and enjoy a low 2.9% p.a. balance transfer rate for one full year. And the bp fuel credit card doesn’t make you jump through any hoops to get your cash. The money you save on purchases is automatically credited to your account at the beginning of every statement period.

You get 55 interest-free days on purchases if you pay your balance in full by the due date every month. With a low annual fee of only $79, a competitive interest rate of 19.89%, and no restrictions whatsoever on purchases, the Citibank BP MasterCard is the smart way to save money on everything and anything you buy.

Security is important at Citibank. The Citibank BP MasterCard includes 24/7 customer service around the world, giving you access to live account assistance regardless of the time. Citibank is there for you with branches world-wide, CitiPhone Banking, and Citibank Online. Citibank gives you Purchase Coverage, Transit Accident Insurance, Fraud Shield Protection and Emergency Card Replacement, all free with your Citibank BP MasterCard.

BP-Citibank MasterCard

A credit card that gives you automatic savings on everything you buy anywhere. With the BP-Citibank MasterCard the money you save is simply credited to your account.

  • Save at BP – 5% off your petrol and everything else you buy at BP.
  • 1.9%p.a. on balance transfers for 12 months.
  • Save everywhere else -0.5% off everything else you buy anywhere.


BP-Citibank MasterCard



Purchase Rate Interest Free Annual Fee Balance Transfer
20.89% 55 days $79.00

1.90% for 12 months

The Citibank BP MasterCard is for you if you are at least 18 years old, earn a minimum of $20,000 per year, have a good credit rating, and are a permanent resident of Australia. Why wait? Apply now and start saving money today!



Citibank Clear Platinum Credit Card Review

Saturday, April 4th, 2009

Citibank introduces the Citibank Clear Platinum Credit Card for Australian consumers who want a low interest rate on purchases along with the option to pay the account in full each month without interest or penalty.

The Citibank Clear Platinum Credit Card is perfect if you prefer not to carry a balance from month to month, offering up to 55 interest free days as long as you pay the entire monthly balance by the due date.

Citibank Clear Platinum Card

Waiting for rewards, be rewarded instantly.
The Citibank Clear Platinum Card gives you great rewards right from day one with no need to wait around for loyalty points that just don’t add up.

  • A low 11.49% on purchases
  • Discounts with Citibank World Privileges
  • Exclusive access with Visa Platinum Concierge


Citibank Clear Platinum Card



Purchase Rate Interest Free Annual Fee Balance Transfer
11.49% 55 days $99.00

0.00% for 6 months

But should you chose to carry a balance, you are covered by a low interest rate of only 11.99%, one of the lowest annual percentage rates available on a credit card today. And when you apply for your Citibank Clear Platinum Credit Card, be sure to transfer your higher interest balances to your new Citibank Clear Platinum Credit Card to take full advantage of the 0% APR for six months on all balance transfers.

A prestige credit card especially suited for travel, the Citibank Clear Platinum Credit Card offers free Transit Accident Insurance and free International Travel Insurance of $500,000 to cover any unexpected travel or medical expenses, personal liability, losses and damage to possessions for you, your spouse and your dependent children.

Citibank’s Visa Concierge Service is available to Australian cardholders around the clock and world wide to book theater tickets, make dinner reservations, even arrange a personal getaway while you get on with your day, letting Concierge do the work. VISA Platinum Privileges will get you a table at the trendiest restaurant, invitations to gallery and exhibition openings, book your tickets for sold out events, even provide you with backstage passes.

And Citibank World Privileges entitles you to up to 25% in discounts around the world on hotels, restaurants, entertainment and shopping. With the Citibank Clear Platinum Credit Card, these rewards are all available to Australian consumers immediately.

Citibank also provides you with Emergency Travel Assistance service and Emergency Card Replacement service, giving you additional security and protection while you travel. And Purchase Cover repairs or replaces any lost, damaged or stolen purchases for three months. You even get Extended Warranty on all your purchases.

With the free Fraudshield service, Citibank monitors your account and, in the event of any irregular activity, notifies you immediately by phone anywhere in the world, further ensuring your security and peace of mind.

Citibank Clear Platinum Credit Card also gives you the option of CreditShield to cover your minimum monthly payments should you become ill, unemployed or unable to work due to accident. Moreover, CreditShield will pay up to $30,000 of your outstanding balance in the event of disablement or death.

The Citibank Clear Platinum Credit Card has you covered on every front with a credit line of up to $60,000 and a low annual fee of just $85. To qualify for this exceptional card you will need excellent credit and an income of at least $50,000 per year. Apply online and receive confirmation of your application within minutes. Citibank looks forward to making your life easier, happier and more fun with the Citibank Clear Platinum Credit Card.





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