One of Australia’s most trusted financial providers St. George has an award-winning credit card for cost-conscious consumer called Vertigo.

Vertigo from St. George Voted Australia’s Cheapest Credit Card by Money Magazine in 2007 and 2008, St.George Vertigo Mastercard provides a great personal interest rate and a competitive low fee.

Any purchase your make with a St.George Vertigo Mastercard has a 55 day interest free period before a low interest rate of 11.74% is charged against your balance. It has a very low credit card fee of $55 per annum which rates amongst the lowest in all the credit cards available.

If you like to share your credit card with a family member, St.George offer a second credit card attached to the very same account for free.

With a no interest on balance transfers for 6 months, this credit card is perfect to transfer your current credit cards balance to help you manage your current credit card debt.

If you like getting benefits with your credit card, St.George Vertigo Mastercard offers discounts and added extras on Entertainment, Experiences, Shopping, Travel and Leisure, Wine and Magazine Subscriptions. This is a very special credit card because it has a low interest rate but still offers benefits usually found in more expensive rewards credit cards.

St.George is another lender which isn’t one of the big for banks in Australia; they are increasing competition in the credit card sector in which all Australians benefit from. Best Rate Credit Cards rates the St.George Vertigo Mastercard 5 stars.

Applying for your St. George Vertigo MasterCard is quick and easy with our secure application link. You must be at least 18 years of age to apply and have a valid driver’s license number, and proof of income. Applications are quick with an instant application response, so you can start enjoying your new card sooner.

Although we hear a lot of hype on the news about credit cards and the high credit card debt in the country, it’s not actually the credit card that’s bad but more the overuse and abuse of the credit card. Credit cards are actually wonderful things to have especially when they’re unsecured credit cards. Unsecured credit cards do not require you to put down any deposit as collateral or security. Bestratecreditcards.com.au has some offers for unsecured credit cards to its Australian customers. While our unsecured credit cards come with a low annual fee, they also provide you with 55 interest-free days.

Aussie MasterCard
Many of our unsecured credit cards offer balance transfer with 0% p.a. during the introductory period. What a great opportunity to pay off some of your other debts and make one small payment with no interest! One of the most popular unsecured credit cards, the Aussie MasterCard, has some fantastic features including balance transfers at 4.99% p.a. and 9.99% on purchases for the first year, SecureCode™, 24-hour assistance and a credit limit up to $15,000. This card offers some great online shopping abilities!

Citibank Clear Platinum
Our Citibank Clear Platinum Credit Card gives you rewards as soon as you start using the card. It’s 0% balance transfers for 6 months, 10.99% on purchases, Citibank World Privileges discounts and low annual fee are just a few of its great benefits. Regardless of what type of unsecured credit card you need, you can count on bestratecreditcards.com.au to have exactly what you need.

Many Options Available in Unsecured Credit Cards
Once you check out our excellent unsecured credit cards, you’ll be able to determine which one best meets your needs. St.George Vertigo MasterCard, our Low Rate MasterCard and our ANZ Balance Visa all offer you great rates, balance transfers, rewards, and a fast response to your application. Online applications make it easier than ever to get your new unsecured credit cards.

You have been looking for a credit card online with the right interest rate and features that suit your needs, you have researched all its security features and terms of use policies and you are ready to make your application.

Wouldn’t you like to know when you can get the card after you typed all your personal details into the application form? Completing a credit card application form can take 10 minutes or more.

This is when an instant response on your application will give you the answer sooner, and after you have just spent time reading all the information about the credit card and applied for it through a banks website, you will want an instant response.

When you apply for a credit card online at a banks website, they will ask you many questions in relation to your identity and financial situation. It’s not always easy getting all this information together but once you do, you don’t want to be kept waiting to find out if you have been successful.

That’s why many credit card lenders do offer instant response credit card applications from there websites. Its all about customer service for you, the banks want your business and the best way to get and keep your business is to start a positive relationship with you through excellent customer service.

If poor customer service issue happens early during the credit card application process, you may have second thoughts about the bank you’re applying to and could choose to not continue. This is something all banks want to avoid when winning over your business.

How do you find instant response credit cards, you look for special announcements that state fast approvals or 60 second response in the credit card information or in the credit card banner text.

Remember that approvals are only preliminary until the lending institution can verify the information you supplied during the application process. Don’t leave anything out or knowingly write misleading information within the application. This will only delay the process of receiving your new credit card.

Instant Response Credit Cards

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  Citibank Clear Platinum Card
  Apply now and get 0.99% on balance transfer for 6 months.
  11.49% interest – $99.00 per annum – 0.00% for 6 months balance transfer

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  Citibank Clear Card
  0% for 6 months on Balance Transfers
  11.99% interest – $65.00 per annum – 0.00% for 6 months balance transfer

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  HSBC Credit Card
  0% p.a.balance transfers for the first 6 months – $0 fees for the life of the card
  16.99% interest – $0.00 per annum – 0.00% for 6 months balance transfer

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  BOQ Gold Credit Card
  Earn 1.75 Q Rewards Points for every $1 spent
  20.24% interest – $120.00 per annum – 1.90% for 6 months balance transfer

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  Citibank Gold
  Automatic FREE access to a superior Rewards Program.
  20.74% interest – $149.00 per annum – 1.90% for 12 months balance transfer