Do I Really Need Travel Insurance?

A credit card is only as good as the benefits it provides. Have you ever noticed how the majority of unexpected emergencies happen when we’re traveling? Bestratecreditcards.com.au realizes this and offers some excellent travel insurance credit cards in Australia. Not only will we provide you with the best possible rates but we’ll ensure you’re covered from almost any travel emergency you can encounter. Unfortunately, too many people don’t realize they didn’t have travel insurance credit cards until they actually needed the travel insurance. Check out our travel insurance credit cards and you’ll find that this is the ONLY place you’ll want to get your next credit card – and we’ll provide instant approval! Next time you travel, you can travel with the peace of mind our travel insurance credit cards can provide you with.

Why Should You Get Your Travel Insurance Credit Cards Here?

We are the best place to get your travel insurance credit cards. Why?

• We offer competitive rates.
• We offer a variety of cards to meet your individual needs-why pay for features you won’t use?
• We offer 24/7 assistance
• We offer rewards for money spent
• We offer high credit limits

Popular Travel Insurance Credit Cards

Always comparison shop for the right credit card so you get the best deal for what you need. Some of our popular travel insurance credit cards include the AMEX Blue Sky Credit Card, Citibank Emirates Credit Card, Citibank Clear Platinum Credit Card and Commonwealth Bank Awards Card to name just a few. While we can’t tell you exactly which travel insurance credit cards are best for you, we can tell you the many features they all offer including rewards, balance transfers, low interest, 44-55 interest-free days after purchases, concierge and chauffeur service and more. We will help you select the best travel insurance credit cards based on what YOU want and need,  apply online now!

We love our frequent flyer credit cards, and with good reason. Frequent flyer credit cards are designed specifically to reward people with travel by spending money on anything. Business travelers have long been cashing in on their free frequent flyer points and enjoying the other travel perks and benefits offered by frequent flyer credit cards.

If you spend money on travel but have yet to treat yourself to the benefits of a airline credit card, there is no better time to shop for one than right now. Airlines have partnered with Australian banks and credit card companies to develop a wide range of  frequent flyer point credit cards, making it easy for you to find the card that gives you more of what you want.

Frequent flyer credit cards are a great way to earn rewards points. Use your frequent flyer credit card to pay for everything, earn frequent flyer points for every dollar you spend, enjoy the security of purchase protection and customer service, and leave the cash, checkbooks and traveler’s checks at home. Carry just one great frequent flyer credit card and you are covered for all purchases, contingencies, emergencies, and cash advances.

And many airline credit cards offer benefits in addition to frequent flyer points. The Citibank Emirates Credit Card, for example, offers 1.5 frequent flyer points for every dollar spent, private chauffeur service to and from Australian airports, a low interest rate of 4.90% on balance transfers for the lifetime of the balance, and a very low annual fee (for a frequent flyer card) of only $65.

The ANZ Frequent Flyer Visa gives you a 2.9% APR on balance transfers for one year, in addition to 1 frequent flyer point per dollar spent, up to $1,500 every month. After that, you still receive 1 point for every $2 spent, up to $5,000 per month, in addition to unlimited bonus points. An APR of 17.99%, lower than most airline credit cards, affordable annual fee of $95, and up to 3 additional cards on which to earn points, make the ANZ Frequent Flyer Visa a card the whole family can use and enjoy. And with the ANZ Falcon security system, all cards on your account are monitored around the clock.

Do you want instant gratification? The AMEX Qantas Premium Credit Card gives you up to 7,000 bonus frequent flyer points with your very first purchase. Thereafter, Australian consumers earn a generous 2.25 frequent flyer points for every dollar spent on Qantas products, and 1.25 frequent flyer points for every dollar spent everywhere else. Points are automatically transferred to your frequent flyer account every month, making the annual fee of $249 a worthwhile investment if you travel often.

If you want an airline credit card with no annual fee, the AMEX Blue Sky Credit Card is for you. Earn 1 point for every dollar you spend with this frequent flyer card and get the freedom to book your own flights, hotels, car rentals and cruises wherever and whenever you chose. Together with automatic travel insurance, car rental insurance and worldwide travel assistance, the AMEX Blue Sky Credit Card is the perfect card for holiday and vacation travel.

Applying online is safe and easy. Applications are processed immediately so you can start using your card right away. What are you waiting for? Get your frequent flyer credit card now and start getting frequent flyer points to travel!

• 

  ANZ Frequent Flyer (Standard/Gold/Platinum)
  Enjoy convenience. Earn 1 point per $2 spent on purchases using your ANZ Frequent Flyer Visa card
  19.49% interest – $95.00 per annum

• 

  AMEX Blue Sky Credit Card
  Earn 1 blue sky point for every dollar spent, with no expiry of points for the life of your card
  19.99% interest – $0.00 per annum

• 

  AMEX Qantas Premium Credit Card
  Earn 2.25 point for every dollar spent
  20.49% interest – $249.00 per annum

• 

  Citibank Emirates Credit Card
  Earn 3 Skywards Miles per AU$1 spent
  20.74% interest – $229.00 per annum – 2.90% for 12 months balance transfer

World class Emirates Airlines and financial giant Citibank have partnered to offer Australians the Citibank Emirates Card with unique benefits and advantages surpassing those of other cards.

Business Frequent Flyers especially will appreciate the Citibank Emirates Card for the many extras that successful and busy professionals need and deserve. Australian travelers will enjoy both the exclusive conveniences of this Citibank card and the luxury of flying Emirates.

Emirates is an award-winning international airline that will take you to 100 destinations over six continents in grand style. On Emirates you are treated like royalty, enjoying the luxury of private suites in first class and lie-flat seats in business class.

Fly the Emirates A380 and experience the first on-board shower spa in aviation history. One of the world’s largest airlines, Emirates provides Australian travelers with 50-70 flights every week via Dubai to Europe, Asia, Africa, the Americas and the Middle East.

With the Emirates Skywards Frequent Flyers Program, you earn 1.5 Skywards Miles for every $1 spent using your Citibank Emirates Card. These points become available to you monthly and are redeemable for all international Emirates Airlines flights, domestic flights on Virgin Blue Airlines, hotel stays and even merchandise.

The new Citibank Emirates Card entitles all Australian Frequent Flyers to personal and complimentary chauffeur service to and from the airport on all Business and First Class flights booked with your card. Even Economy Class travelers are treated to one personal and complimentary chauffeur service every year.

As an Australian Citibank Emirates Cardholder you, along with a guest, enjoy access to Emirates world class lounges and, in Dubai, access to the Mahaba Lounge for yourself and two children. And the Citibank Emirates Card’s 24/7 Concierge Service is available to help you do or find whatever you need during your travels.

You and your family are even covered by free international travel insurance and free insurance on all your purchases. The Emirates Card covers your bases with emergency credit card replacement and emergency travel assistance services. And all of your purchases are carefully monitored to protect you from fraud, with any irregular activity reported to you instantly by phone.

Do you have high interest balances on your other credit cards? Transfer those balances to your Citibank Emirates Card and enjoy a low interest rate of 4.9% for the lifetime of the balance. On purchases, you are entitled to a 55-day interest free period as long as you pay your balance in full when due.

For true convenience, the Citibank Emirates Card offers credit limits of up to $100,000, anytime access to your account online, and a competitive annual interest rate of 19.99%.

Additional cards attached to your primary account are also available.

Annual fees for similar cards offering much less are high, but with the Emirates Card you pay only $199 per year and enjoy all the extras. The Citibank Emirates Card is a high-end credit card requiring a good credit rating and an annual income of at least $50,000.