Do I Really Need Travel Insurance?

A credit card is only as good as the benefits it provides. Have you ever noticed how the majority of unexpected emergencies happen when we’re traveling? Bestratecreditcards.com.au realizes this and offers some excellent travel insurance credit cards in Australia. Not only will we provide you with the best possible rates but we’ll ensure you’re covered from almost any travel emergency you can encounter. Unfortunately, too many people don’t realize they didn’t have travel insurance credit cards until they actually needed the travel insurance. Check out our travel insurance credit cards and you’ll find that this is the ONLY place you’ll want to get your next credit card – and we’ll provide instant approval! Next time you travel, you can travel with the peace of mind our travel insurance credit cards can provide you with.

Why Should You Get Your Travel Insurance Credit Cards Here?

We are the best place to get your travel insurance credit cards. Why?

• We offer competitive rates.
• We offer a variety of cards to meet your individual needs-why pay for features you won’t use?
• We offer 24/7 assistance
• We offer rewards for money spent
• We offer high credit limits

Popular Travel Insurance Credit Cards

Always comparison shop for the right credit card so you get the best deal for what you need. Some of our popular travel insurance credit cards include the AMEX Blue Sky Credit Card, Citibank Emirates Credit Card, Citibank Clear Platinum Credit Card and Commonwealth Bank Awards Card to name just a few. While we can’t tell you exactly which travel insurance credit cards are best for you, we can tell you the many features they all offer including rewards, balance transfers, low interest, 44-55 interest-free days after purchases, concierge and chauffeur service and more. We will help you select the best travel insurance credit cards based on what YOU want and need,  apply online now!

Many people assume that credit cards are the root of all debt evil. This is actually not the case. The main reason people have trouble with their credit cards is simply because they are having issues with debt control in general.

Credit cards can actually be your answer to debt management control. With debt consolidation credit cards, which are specifically made for those who have spiraled out of financial control, you can consolidate your debt into one easy monthly payment, reduce the stress and the bills, stop credit card penalties and interest from piling up and finally gain control of your financial future.

Things to Look For in Consolidation Credit Cards:

There are three things that credit cards designed for debt management should have:

• A low to balance transfer interest rate.  Many credit cards will not charge interest to consolidate your debt and transfer your other credit card debts into one credit card account.
• Long balance transfer period: at least for first six months to a year which will give you time to get your finances in control.
• Low annual fee: a lower credit card usage fee will also help get your credit card debt under control sooner.

Your Top Three Credit Card Choices:

Most Australian financial institutes offer a consolidation or credit card debt management option.  Below are three of the best interest rate and balance transfers:

• St George’s Vertigo MasterCard
  0% interest balance transfers for first six months; 10.99% annual interest, $55 annual fee
• Citibank Clear Platinum Card
  0% interest balance transfers for first six months; 10.99% annual interest, $85 annual fee
• AMZ Low Rate MasterCard
  0% interest balance transfers for first six months; 11.74.% annual interest, $55 annual fee

Citibank’s BP MasterCard offers Australian consumers one of the best cash-back deals out there. With the Citibank BP MasterCard, you can earn cash back, up to $660 per year, on every single purchase.

The Citibank BP MasterCard pays you 5% cash back, up to $600 per statement period, whenever you buy petrol (or anything else) at any of the BP service stations. That’s not all. The Citibank BP MasterCard gives you .5% cash back, up to $5,000 per statement period, on all your purchases everywhere else.

You also get 2.5% cash back on Avis Car Rentals, making the Citibank BP MasterCard an excellent choice for travel purchases, and up to 25% in discounts on special offers available only through Citibank World Privileges. With a generous credit limit of up to $25,000, you get cash back to your heart’s content whenever you use your BP fuel card, and petrol purchases will remain manageable even when gas prices rise. And the bp fuel credit card gives you up to 4 additional cards so the whole family can get cash back, while you watch the savings add up.

Want to save even more? Transfer high-interest balances to your Citibank BP MasterCard account and enjoy a low 2.9% p.a. balance transfer rate for one full year. And the bp fuel credit card doesn’t make you jump through any hoops to get your cash. The money you save on purchases is automatically credited to your account at the beginning of every statement period.

You get 55 interest-free days on purchases if you pay your balance in full by the due date every month. With a low annual fee of only $79, a competitive interest rate of 19.89%, and no restrictions whatsoever on purchases, the Citibank BP MasterCard is the smart way to save money on everything and anything you buy.

Security is important at Citibank. The Citibank BP MasterCard includes 24/7 customer service around the world, giving you access to live account assistance regardless of the time. Citibank is there for you with branches world-wide, CitiPhone Banking, and Citibank Online. Citibank gives you Purchase Coverage, Transit Accident Insurance, Fraud Shield Protection and Emergency Card Replacement, all free with your Citibank BP MasterCard.

The Citibank BP MasterCard is for you if you are at least 18 years old, earn a minimum of $20,000 per year, have a good credit rating, and are a permanent resident of Australia. Why wait? Apply now and start saving money today!