Protect yourself from credit card scams

Prevent your chances of getting stung by a credit card scam; if you follow these simple tips shown on the Australian government’s Scamwatch website you will reduce the risk of a credit card scam happening to you but you should always be vigilant.

  • NEVER send money, or give credit card or online account details to anyone you do not know and trust.
  • Check your bank account and credit card statements when you get them. If you see a transaction you cannot explain, report it to your credit union or bank.
  • Keep your credit card and ATM cards safe. Do not share your personal identity number (PIN) with anyone. Do not keep any written copy of your PIN with the card.
  • Choose passwords that would be difficult for anyone else to guess.
  • Try to avoid using public computers (at libraries or internet cafes) to do your internet banking.
  • Do not use software on your computer that auto-completes online forms. This can give internet scammers easy access to your personal and credit card details.
  • Do not give out your personal, credit card or online account details over the phone unless you made the call and the phone number came from a trusted source.
  • Never send your personal, credit card or online account details through an email.

These tip were from Scamwatch

http://www.scamwatch.gov.au/content/index.phtml/tag/CreditCardScams

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