Archive for the ‘Low Rate Credit Cards’ Category

St. George Vertigo Credit Card offers great interest and fees for everyday Australians

Sunday, January 24th, 2010

One of Australia’s most trusted financial providers St. George has an award-winning credit card for cost-conscious consumer called Vertigo.

Vertigo from St. George Voted Australia’s Cheapest Credit Card by Money Magazine in 2007 and 2008, St.George Vertigo Mastercard provides a great personal interest rate and a competitive low fee.

Any purchase your make with a St.George Vertigo Mastercard has a 55 day interest free period before a low interest rate of 11.74% is charged against your balance. It has a very low credit card fee of $55 per annum which rates amongst the lowest in all the credit cards available.

If you like to share your credit card with a family member, St.George offer a second credit card attached to the very same account for free.

With a no interest on balance transfers for 6 months, this credit card is perfect to transfer your current credit cards balance to help you manage your current credit card debt.

If you like getting benefits with your credit card, St.George Vertigo Mastercard offers discounts and added extras on Entertainment, Experiences, Shopping, Travel and Leisure, Wine and Magazine Subscriptions. This is a very special credit card because it has a low interest rate but still offers benefits usually found in more expensive rewards credit cards.

St.George is another lender which isn’t one of the big for banks in Australia; they are increasing competition in the credit card sector in which all Australians benefit from. Best Rate Credit Cards rates the St.George Vertigo Mastercard 5 stars.

Applying for your St. George Vertigo MasterCard is quick and easy with our secure application link. You must be at least 18 years of age to apply and have a valid driver’s license number, and proof of income. Applications are quick with an instant application response, so you can start enjoying your new card sooner.

StGeorge Vertigo MasterCard

2.99% p.a. balance transfer rate for up to 6 months

  • Low variable purchase rate – just 13.24% p.a. ( 21.49% p.a. variable rate on cash advances)
  • 2.99% for up to 6 months on balance transfers requested at card application
  • Up to 55 days interest free on purchases when you pay the closing balance of your statement, including the balance transfer amount, in full by the due date
  • Low annual fee – currently just $55


StGeorge Vertigo MasterCard



Purchase Rate Interest Free Annual Fee Balance Transfer
13.24% 55 days $55.00

2.99% for 6 months



How much Credit Card Interest do you pay?

Thursday, January 21st, 2010

Saving credit card interest deal and offerIf you are one of many thousands of Australians who have had the same credit card over a long period of time, you probably don’t look for better interest rates and fees that other credit card lenders promote because you are handling the monthly repayments. But have you ever wondered what is the real cost of your credit balance is when you consider purchasing with your credit card.

interest with a compound interest rate meaning that there is interest charged to your credit card every day, then interest charged on interest the next day and so on. The amount of interest you pay depends on the amount of money you owe and the credit cards interest rate until you repay all the credit.

Best rate credit cards interest calculator can show you what interest is being charged to your credit card by the day, week, month and year. We also have credit card interest charts which show savings achieved between different rate credit cards. These can demonstrate the true costs you are facing for having a credit card with its interest rate and balance owing.

If you want to save money on your credit card then you should look at its interest rate and fees. With the lower interest rate and annual fee, you can greatly reduce interest charges you currently have.

Best Rate Credit Cards is committed to bringing the Australian public the lowest interest rate credit cards on offer. Browse this web site and you will discover many different credit cards that can save you on interest and repayments by giving you a better interest rate. Use the Credit Card interest calculator to compare your credit card to a best rate credit card to find out exactly what you stand to save, you would be crazy not to!



Best Credit Card

Thursday, May 7th, 2009

The best credit card is the one that meets your needs and you can afford. The wrong credit card can cost you a lot more money if you do know what you are being charged. Generally if you need a credit card, your situation will determine which bank and which credit card is best.

Credit Card balance, will you leave a small or large balance on your credit card? If you plan to have a fairly large credit card balance then a low interest credit card would be the best credit card.

If you don’t plan to use a credit card very often then a low fee credit card would minimize the fees and charges you would otherwise pay for a credit card.

If you plan on spending a lot of money through your credit card either for business or lifestyle spending, you should look into a reward or frequent flyer type card and be rewarded, these credit card can be gold or platinum type credit cards and come with loads of features.

Your current financial situation along with the credits cards intended purpose should guide you to the right decision. Don be in a rush and make a sensible choice and you can enjoy the credit card that complements your life’s requirements







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