One of Australia’s most trusted financial providers St. George has an award-winning credit card for cost-conscious consumer called Vertigo.

Vertigo from St. George Voted Australia’s Cheapest Credit Card by Money Magazine in 2007 and 2008, St.George Vertigo Mastercard provides a great personal interest rate and a competitive low fee.

Any purchase your make with a St.George Vertigo Mastercard has a 55 day interest free period before a low interest rate of 11.74% is charged against your balance. It has a very low credit card fee of $55 per annum which rates amongst the lowest in all the credit cards available.

If you like to share your credit card with a family member, St.George offer a second credit card attached to the very same account for free.

With a no interest on balance transfers for 6 months, this credit card is perfect to transfer your current credit cards balance to help you manage your current credit card debt.

If you like getting benefits with your credit card, St.George Vertigo Mastercard offers discounts and added extras on Entertainment, Experiences, Shopping, Travel and Leisure, Wine and Magazine Subscriptions. This is a very special credit card because it has a low interest rate but still offers benefits usually found in more expensive rewards credit cards.

St.George is another lender which isn’t one of the big for banks in Australia; they are increasing competition in the credit card sector in which all Australians benefit from. Best Rate Credit Cards rates the St.George Vertigo Mastercard 5 stars.

Applying for your St. George Vertigo MasterCard is quick and easy with our secure application link. You must be at least 18 years of age to apply and have a valid driver’s license number, and proof of income. Applications are quick with an instant application response, so you can start enjoying your new card sooner.

Australian credit cards are governed under Australian laws which regulate credit card use and lending practices to protect consumers. Credit cards have become important payment method and Australia has a few regulating body’s that include credit cards in there agenda.

• Australian Prudential Regulation Authority (APRA)
  http://www.apra.gov.au
• Australian Securities & Investments Commission(ASIC)
  http://www.asic.gov.au
• Australian Competition and Consumer Commission (ACCC)
  http://www.accc.gov.au
• The Reserve Bank of Australia (RBA)

  http://www.rba.gov.au

The Australian Prudential Regulation Authority (APRA) oversees banks, credit unions, building societies, general insurance and reinsurance companies, life insurance, friendly societies, and most members of the superannuation industry.

ASIC is Australia’s corporate, markets and financial services regulator.
ASIC contributes to Australia’s economic reputation and well being by ensuring that Australia’s financial markets are fair and transparent, supported by confident and informed investors and consumers.

ASIC is an independent Commonwealth Government body set up under and administer the Australian Securities and Investments Commission Act (ASIC Act), and we carry out most of our work under the Corporations Act.

The Australian Competition and Consumer Commission (ACCC) is an independent body which promotes competition and regulates Australian credit card lenders. The ACCC’s primary responsibility is to ensure that individuals and businesses comply with the Commonwealth’s competition, fair trading and consumer protection laws through the Trade Practices Act. The ACCC educates the Australian public on many matters including credit cards. The ACCC can help in dispute resolutions or take legal action if required.

The Reserve Bank of Australia. As well as being a policy-making body, the Reserve Bank of Australia (RBA) provides selected banking and registry services to a range of Federal Government agencies and to a number of overseas central banks and official institutions..

Citibank’s BP MasterCard offers Australian consumers one of the best cash-back deals out there. With the Citibank BP MasterCard, you can earn cash back, up to $660 per year, on every single purchase.

The Citibank BP MasterCard pays you 5% cash back, up to $600 per statement period, whenever you buy petrol (or anything else) at any of the BP service stations. That’s not all. The Citibank BP MasterCard gives you .5% cash back, up to $5,000 per statement period, on all your purchases everywhere else.

You also get 2.5% cash back on Avis Car Rentals, making the Citibank BP MasterCard an excellent choice for travel purchases, and up to 25% in discounts on special offers available only through Citibank World Privileges. With a generous credit limit of up to $25,000, you get cash back to your heart’s content whenever you use your BP fuel card, and petrol purchases will remain manageable even when gas prices rise. And the bp fuel credit card gives you up to 4 additional cards so the whole family can get cash back, while you watch the savings add up.

Want to save even more? Transfer high-interest balances to your Citibank BP MasterCard account and enjoy a low 2.9% p.a. balance transfer rate for one full year. And the bp fuel credit card doesn’t make you jump through any hoops to get your cash. The money you save on purchases is automatically credited to your account at the beginning of every statement period.

You get 55 interest-free days on purchases if you pay your balance in full by the due date every month. With a low annual fee of only $79, a competitive interest rate of 19.89%, and no restrictions whatsoever on purchases, the Citibank BP MasterCard is the smart way to save money on everything and anything you buy.

Security is important at Citibank. The Citibank BP MasterCard includes 24/7 customer service around the world, giving you access to live account assistance regardless of the time. Citibank is there for you with branches world-wide, CitiPhone Banking, and Citibank Online. Citibank gives you Purchase Coverage, Transit Accident Insurance, Fraud Shield Protection and Emergency Card Replacement, all free with your Citibank BP MasterCard.

The Citibank BP MasterCard is for you if you are at least 18 years old, earn a minimum of $20,000 per year, have a good credit rating, and are a permanent resident of Australia. Why wait? Apply now and start saving money today!