Best Rate Credit Cards - Compare & Apply Online

If you're choosing your very first credit card or are planning to get a balance transfer, we can show you some types of credit cards available. Match credit cards by there interest rates, annuals fees, balance transfers, rewards and more. If you like frequent flyer points, find a rewards credit card program with the features you desire. Whatever type of credit card you need, we can show you some great references.

Compare Low Interest Rates

	Purchase % p.a.	Annual Fee	Balance Transfer
Bankwest Lite MasterCard A low Rate , Stress Free Credit Card!	10.75%	$59.00	1.99% for 9 mths
Citibank Clear Platinum Card Apply now and get 0.99% on balance transfer for 6 months.	11.49%	$99.00	0% for 6 mths
Suncorp Standard Card Low rate of 12.24% p.a. on retail purchases and low annual fees.	12.24%	$39.00	1.90% for 12 mths
StGeorge Vertigo MasterCard The low rate credit card for those who love to shop	12.49%	$55.00	2.99% for 6 mths
Low Rate MasterCard® A low rate of 13.24% p.a. 55 days interest free, Design your own card.	13.24%	$58.00	0% for 6 mths
ANZ Balance Visa The credit card that rewards you for reducing your balance	14.24%	$79.00	0% for 6 mths
St.George Platinum Credit Card The ultimate shopping and travel card combining value	15.74%	$89.00	3.99% for 6 mths

Selecting a Credit Card?
Something’s you should consider when choosing your credit card:

Consider other Lenders, they may offer better deals than your current bank?
Low interest cards or Rewards? Only choose a credit card with features that you will use!

What will your repayments be?
Find out how much a credit card will cost you? Use the credit card interest calculator to learn the average amount your likely to spend with your anticipated credit card balance.

Work out your debt repayment plan?
Need to work out your repayment options? Our credit card repayment calculator will show you how long it will take to repay your credit card debt given a weekly repayment amount you can comfortably afford. Calculate the interest and time it will take to lower the credit card debt.

Information & Articles

Virgin is giving away free flights with new credit card applications

Hows this for an incentive to switch creditcards. Virgin money is offing new credit account applications a free flight if the credit card application is approved and used before the 15th of October. If you regularly fly Virgin Blue you could use this frequent flyer credit card to gain valuable flights. Virgin Flyer Credit Card [...]

Low Rate Credit Cards from 4 major banks July 2010

Who has the best low rate credit card of all the major Australian banks? Why don’t we compare the 4 major banks by rates and features on their main low rate credit card options? Purchase Cash Advance Annual Fees Balance Transfers Free days Westpac 13.24% p.a. 21.24% p.a $45 3.99% p.a. on balance transfers [...]

BOQ Gold and Platinum Cards

BOQ is offering a great rewards program through there premium Gold and Platinum credit cards. You can enjoy quality rewards through the BOQ Q Rewards. Q Rewards is a range of benefits including travel options and shopping vouchers. Rewards are accumulated by simply spending money throught BOQ Gold and Platinum credit cards. BOQ Gold Credit [...]

5 Credit Card Debt Reduction Tips you Should Follow

If you own a credit card your probably know how all too easy it is to build up a debt. Here are some great tips about reducing your credit card debt that can really help reduce debt. Make regular repayments Stop Spending on your card for a while Use a debit card instead Use your [...]

RBA cash rate changes affects credit card interest

Have you noticed when the Reserve Bank of Australia changes the cash rate, credit card interest rates don’t seem to move too much. That is because the interest rates charged on credit cards is generally so much higher that the rates the RBA sets. The RBA uses what’s called the monetary policy to control financial [...]

Suncorp Credit Card brings a genuine low rate alternative to the market

Suncorp Standard Card Low rate of 12.24% p.a. on retail purchases and low annual fees, with no interest free days. Low balance transfer rate of 1.9% p.a. for 12 months Generous credit limit of up to $20,000 Low annual fee of $39 for primary cardholder and $15 for additional cardholders Privileges and special offers Purchase [...]

Choosing a Credit Card – what you need to know!

Choosing to get a credit card can be an exciting decision in your life. However, it can also can be a frustrating and complex one. For years people with limited to no knowledge on credit cards have enrolled in offers which they find appealing. Yet if you are not careful you can rack up a [...]

Make the Most from Rewards Credit Cards

Every time you venture to your mailbox, you’re likely to find that your credit card company is offering a new rewards card. While such cards may be considered lucrative for the perks they offer to card holders, they can indeed prove troublesome when used improperly or excessively. This article will explore both the pros and [...]

Budgeting your Money

What is it about the word “budget” that scares off so many people? Budgeting your money is one of the smartest, most beneficial things you can do to help yourself and your family, especially during tight financial times. If you are in dire financial straights, and stressed out, that is exactly the time when you [...]

Tips to Save Money with Credit Cards

Knowing what credit card to choose can be over whelming, the number of credit cards on offer can distract you from your original goals when considering a new credit card but if you know what to look out for then you can save money with your credit card. Following some of these credit card tips [...]

Low Rate Cards with Competitive Interest Rates
10.75%	Bankwest Lite MasterCard A low Rate , Stress Free Credit Card!
13.24%	Low Rate MasterCard® A low rate of 13.24% p.a. 55 days interest free, Design your own card.